There is no geographical discrimination in banks' credit card business. Bank of Communications does not have a rule that Fujianese cannot apply for credit cards.

If you fail to apply for a Bank of Communications credit card for the first time, the usual reasons are as follows:

1. Have a bad credit record

After receiving the credit card application, the bank will Check the applicant's credit record through the credit reporting platform. If you have a good credit history, you are more likely to be approved for a credit card. If you have a bad credit record before, it will be difficult to apply for a credit card.

2. The application information is insufficient

The authenticity and completeness of the application information are important basis for the bank to approve the card. When applying for a credit card for the first time, you must provide at least your ID card and proof of income. In addition, if you have a house and a car and can submit a house purchase contract, vehicle driving license, etc., the probability of approval is greater; if you only have simple materials such as a copy of your ID card, you will be approved. The probability is small.

3. Wrong channels for applying for cards

Try to choose formal bank institutions when applying. Many intermediaries that collect money to apply for cards and some roadside card application points are designed to defraud money and user information. , and cannot approve the card. To apply for a Bank of Communications credit card, you can apply directly at a bank branch or on the official website.

I hope you can find out the reason why your credit card application was not approved as soon as possible, and wish you success next time.