It means that after the card is cancelled, the money in the credit card cannot be withdrawn, and the amount that cannot be consumed will be cleared by the bank.

After the cardholder uses the amount in the credit card, there will be a certain interest-free period, and the cardholder must repay the consumption amount within the prescribed time limit.

If one party is sued for overdue credit card, it is a civil debt dispute. Advise the parties to repay the arrears as soon as possible, so that the bank will not sue the parties.