When you need to cancel your account, you can first call the bank's customer service hotline to handle pre-cancellation. After that, transactions such as card consumption or cash withdrawals (except repayments) will be stopped. If there is a balance in the card, you can pre-cancel it. Perform the "Credit Balance Return" transaction 45 days after the account is closed, and the balance will be withdrawn for free.

Warm reminder:

1. 45 days after pre-cancellation, if the balance in your account has been cleared, we will automatically close the account for you, and there is no need to go to the counter to go through any procedures. .

2. If the main card is cancelled, all supplementary cards under its name will be cancelled. The cancellation of the supplementary card will not affect the use of the main card.

3. Pre-cancellation of the account must be applied by the principal cardholder, including the case of separate cancellation of the supplementary card account.

Bank of China Credit Card Cancellation Regulations

If the cardholder no longer uses the credit card, he must notify the bank in advance and apply for account cancellation procedures. When applying for account cancellation, cardholders should go through the account cancellation procedures in accordance with bank regulations. The cardholder shall be responsible for all debts under the credit card before the credit card account is officially closed, and all outstanding amounts shall be deemed to be fully due when applying for account cancellation procedures, and the cardholder shall pay off such debts in one go. If the cardholder fails to fully repay the principal, interest and related charges of the account overdraft, the bank will not handle the account cancellation procedures.