ICBC credit cards have different credit limits depending on the card type.

1. The limit of ordinary cards is 0-20,000 yuan.

2. The limit of gold card is 10,000-50,000 yuan.

3. The limit of the platinum card is more than 50,000 yuan.

The credit limit of ICBC credit card can be automatically upgraded. The specific credit limit is determined by the ICBC Credit Card Center based on the cardholder's solvency assessment results. The materials submitted when applying for a credit card can improve the bank's credit evaluation of the cardholder and be used to increase the initial limit of the credit card.

Extended information:

Relevant requirements for bank credit cards:

1. The card-issuing bank is not allowed to exceed the credit limit for credit card transfers (transfers) and cash withdrawals. Use card services. The total amount of credit card overdraft transfers (transfers out) and cash withdrawals must not exceed the credit limit of the credit card for cash withdrawals.

2. Card-issuing banks should strictly implement capital adequacy regulatory requirements, include unused credit card credit lines into the "other commitments" sub-item of commitment items to calculate off-balance sheet weighted risk assets, and apply a credit limit of 50 Conversion coefficient and corresponding risk weight determined based on credit card transaction entity.

3. The card-issuing bank shall formulate a credit card transaction authorization and risk monitoring management system, equip it with necessary equipment, systems and personnel to ensure 24-hour transaction authorization and real-time monitoring, and shall promptly take action against credit card accounts with suspicious transactions. Contact cardholders to confirm, adjust credit limits, lock accounts, emergency stop payments and other risk management measures.

Baidu Encyclopedia-ICBC Credit Card