Which credit card from China Merchants Bank is better? There is always one that suits you

With the development and popularity of credit cards, in order to occupy the credit card market, major banks are constantly introducing new ones and using different credit cards. The preferential activities, points redemption rules, etc. are constantly attracting the hearts of those who want to apply for a card. The same is true for China Merchants Bank. So which credit card from China Merchants Bank is better? Today I have listed several better cards, there is always one that is suitable for you.

Which credit card from China Merchants Bank is better? No comparison will do no harm.

1. The most popular among young people: China Merchants Bank YOUNG Card

1. Basic card information:

Cash withdrawal fee 1, cash withdrawal limit 100, interest-free The period is 20 to 50 days, the annual fee is 300 yuan, and the annual fee for the next year is waived after 6 purchases. 20 yuan earns 1 point, and the points are permanently valid.

2. Card features:

The first cash withdrawal of each month is free of charge;

In the month of your birthday, you can enjoy double consumption with this card (youth version) Points;

The cash advance limit is up to 100 credit limits.

2. The merchant with the most preferential activities: Merchants Standard Gold Card

1. Basic card information:

The annual fee is 300 yuan, the first year is waived, and the card is swiped 6 times Free for the following year; 1 point will be earned for every 20 yuan/2 US dollars of the actual deposited amount in a single transaction, and the points are permanently valid; the maximum cash withdrawal ratio is 50, the cash withdrawal fee is 1 of the cash withdrawal amount, and the minimum domestic fee is 10 yuan; during the interest-free period, The minimum is 20 days and the maximum is 50 days.

2. Card features:

Cash advance, available anywhere;

Card points are permanently valid;

Hundreds of types to choose from For points gifts and services, you can point to points redemption merchants at China Merchants Bank, or directly deduct the card amount on designated products;

Discounts from nearly 10,000 merchants at home and abroad can be enjoyed not only at tens of thousands of merchants in China Promotions are also available at designated merchants in countries and regions such as Singapore, South Korea, Japan, and Hong Kong.

3. Credit cards that can print QQ numbers: China Merchants Bank QQ Member Co-branded Card

1. Basic card information:

Annual fee of 100, waived for the first year, swipe The annual fee for the next year will be waived if you complete 6 transactions; the cash withdrawal fee is 1, and the cash withdrawal limit is 50; the interest-free period is 20 to 50 days; 20 yuan or 2 US dollars will earn 1 point, and the points will be valid forever.

2. Card features:

QQ members enjoy double point rewards;

New members will receive a backpack for American travelers by swiping the card;

You can print your own QQ number on the card surface.

4. Cards that can earn points by playing games: China Merchants Bank King of Glory co-branded card

1. Card information:

The annual fee is 100 yuan, and there is no annual fee for transactions. The first year is waived, and the next year is waived if you swipe the card 6 times; the cash withdrawal fee is 1, and the cash withdrawal limit is 50; the interest-free period is 20 to 50 days; 20 yuan or 2 US dollars earns 1 point, and the points are permanently valid.

2. Card features:

Log in to the game every day to receive 2 CMB points (limited to one accumulation per day);

Participate in the 5V5 matching competition or ranked match, you will get 5 CMB points for every win;

You will get 10 CMB points for every new hero or skin you get;

About CMB Which credit card is better? After reading this, all card friends should know which card is best for them. In the credit card section, just click

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Which China Merchants Credit Card is the best

China Merchants Bank American Express Centurion Platinum Card.

This credit card is very good and has a lot of benefits. The annual fee is 3,600 yuan per year, but in fact, the cardholder can recover it through the card benefits. Cardholders can enjoy the PriorityPass airport VIP lounge for free all year round. If the flight is delayed for 3 hours, the maximum compensation will be 4,000 yuan, and the delay will be 600 yuan for 3-5 hours.

Credit card points can be redeemed for different mileage at a ratio of 3:4, and can be redeemed for mileage on Air China, China Eastern Airlines, China Southern Airlines, British Airways, Air France-KLM, and Malaysia Airlines respectively. In addition, cardholders can also enjoy golf services, car rental discounts, free oral care, etc.

On December 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, ushering in a new era of credit card consumption for Chinese people. After more than ten years of struggle and growth, China Merchants Bank Credit Card has formed three major visions: "to be China's best payment experience provider, to be China's best consumer finance expert, and to be China's leading diversified marketing platform". At the same time, it has also Won many honors.

Adhering to China Merchants Bank’s business philosophy of “Changing because of you”, China Merchants Bank Credit Cards continue to refresh cardholders’ card experience through product innovation and service upgrades, becoming a leading brand in the credit card industry. In recent years, China Merchants Bank Credit Card has actively pursued digital transformation, forged ahead with determination, pioneered the construction of the financial Internet, and created a technological legend in the domestic credit card industry.

Currently, the types of China Merchants Bank credit cards include:

1. Standard credit cards:

The main ones include standard VISA cards, standard Mastercard cards, and China Merchants Bank standard cards. Credit card, China Merchants Bank "He" card credit card, etc.

2. Theme series credit cards:

Mainly include China Merchants Bank Caixin Media co-branded card, China Merchants Bank Ele.me co-branded card, China Merchants Bank NetEase Cloud Music Credit Card, China Merchants Bank Doraemon Mengmengmengka and so on.

3. Regional series of credit cards:

The main ones include Pinghetang co-branded credit card, Century Golden Flower co-branded credit card, Wuhuan Sports co-branded credit card, Xi'an True Love Constellation Card, etc.

4. Travel series credit cards:

Mainly include Ctrip Travel Credit Card, Air China Zhiyin Credit Card, China Southern Sky Pearl Credit Card, Xiamen Airlines Egret Co-branded Credit Card, China Eastern Airlines Co-branded Credit Card, etc.

5. Car owner card series:

China Merchants Bank’s car owner cards include Yingzhong Automobile co-branded credit card, carcard credit card, etc.

6. Shopping series credit cards:

There are mainly Parkson shopping credit cards, Ruili women’s shopping cards, etc.

Application conditions:

(1) Chinese residents, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who are over 18 years old, have full capacity for civil conduct, and have good credit are eligible. Apply for a personal credit card master card from the card issuer with your valid identity document. The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply to cancel the supplementary card at any time.

(2) Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic deposit account in a financial institution within China and has independent legal person status can submit a deposit account issued by the People's Bank of China. Apply for an organization card from the card issuer with the basic deposit account opening license and other supporting documents (if you need to apply for an international organization card, you must also have a foreign exchange settlement account). The qualifications of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.

(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit relevant supporting documents required by the card issuer, and agree to the card issuer's request to any Relevant departments, units and individuals understand and inquire about the credit status of applicants, and retain and use relevant data.

(4) The card issuer decides whether to issue a card based on the applicant's credit status, whether to require the applicant to provide guarantee and the method of guarantee, determines the method and type of card collection, and the credit limit to be granted to the applicant, etc. . Unsuccessful application materials will not be returned.

(5) The ways in which the applicant provides guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee. The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal and interest of overdrafts within the credit limit and overdrafts beyond the credit limit, over-limit fees, late fees and recourse fees).

(6) After receiving the credit card, the cardholder should immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card for transactions, otherwise, The cardholder is responsible for any losses incurred. The card issuer also provides cardholders with inquiry passwords and transaction passwords (i.e. cash advance passwords and card consumption passwords) through designated channels.

Which China Merchants Bank credit card is the most practical?

If you need to spend overseas, use one with the Visa or Master logo. If you only make purchases within the country, just apply for a UnionPay credit card. If you prefer credit card points and you are a young person, you can choose to apply for a young card (youth version). This credit card will have double points in your birthday month, and the first cash withdrawal every month will be free of charge. If you travel frequently, you can choose to apply for an airline co-branded card or a Ctrip card, which will offer discounts on flights and the like. Those who have a car can apply for a car card. There are many more like this. China Merchants Bank can basically meet the needs of all types of customers.

Product Features

1. There are many types of cards, the styles are novel and beautiful, and they are easy to attract people.

2. The service attitude of telephone banking is very good and very convenient.

3. Electronic banking and mobile phones are linked together and are relatively safe.

4. There will be an email notification for every purchase, and a text message reminder for every online transaction and general card transactions over 300 yuan.

5. Powerful online banking functions, the public version can be used directly, with various functions such as querying bills and details, querying points, opening cards, setting online transaction limits, and self-service bill installments.

6. The annual fee for China Merchants Bank credit card is waived in the first year. Generally, the annual fee for the next year can be waived after 6 purchases.

7. There is no annual fee for the China Merchants Bank All-in-One Card, only an account management fee.

8. The account management fee is only for debit cards such as the China Merchants Bank All-in-one Card. If the China Merchants Bank All-in-One Card is bound to the China Merchants Bank credit card, the account management fee for the All-in-one Card will be waived, but the annual fee for the credit card will be waived. The exemption method is only valid if you consume more than six times (including six times).

9. Rich and diverse activities and discounts, including Sanya, Taotie Food Season activities, etc., covering all areas of life.

10. China Merchants Bank Credit Card launched a mobile life platform. You can use your mobile phone to buy movie tickets, recharge mobile phones, check nearby special merchants and provide discounts. More and better applications are being launched one after another.

However, China Merchants Bank's credit card also has the rule that "it is difficult to earn points. Every 20 yuan spent will earn 1 point, and no fraction will be counted", which is not conducive to points consumption.

Which credit card is the best for China Merchants Bank?

The credit cards of China Merchants Bank are all very good, but they have different value-added services and are aimed at different audiences. If you are a young person, you can apply for the YOUNG card of China Merchants Bank. The threshold is quite low, there are many activities, and online shopping is very convenient. If you travel frequently, you can apply for a credit card jointly launched by China Merchants Bank and airlines, such as China Merchants Bank Air China Credit Card, which will provide discounts on air tickets and insurance. China Merchants Bank and Ctrip credit cards are also available. Not only for air tickets, but also for booking hotels and trips on Ctrip, there are activities and points.

Easy-to-use China Merchants Bank Cards

1. China Merchants Bank Express Centurion Platinum Card. This credit card is a good one and has a lot of benefits. The annual fee is 3,600 yuan per year, but in fact, the cardholder can get it back through the card benefits. Cardholders can enjoy the PriorityPass airport VIP lounge for free all year round. If the flight is delayed for 3 hours, the maximum compensation will be 4,000 yuan, and the delay will be 600 yuan for 3-5 hours. Credit card points can be redeemed for different mileage at a ratio of 3:4, and can be redeemed for mileage on Air China, China Eastern Airlines, China Southern Airlines, British Airways, Air France-KLM, and Malaysia Airlines respectively. In addition, cardholders can also enjoy golf services, car rental discounts, free oral care, etc.

2. China Merchants Bank YOUNG youth version black card face. This card comes in two colors: black and white. The black card is more suitable for the appearance of the card, but the card benefits are almost the same.

This card is China Merchants Bank’s entry-level card with a low threshold and is very suitable for users who have just entered the workforce to apply. Although there are not as many benefits as other cards, you can get points by signing in. Through points, you can participate in other credit card activities, and there are many activities where you can make money.

3. China Merchants Bank Diamond Credit Card. This card is more suitable for mothers and fathers with children, and its benefits are basically focused on children’s consumption. Cardholders can enjoy comprehensive benefits for children's economy class tickets on any domestic direct route 4 times a year (travel within 90 days), free access to airport VIP lounges throughout the year, and can bring a friend for free. If a flight is delayed, the compensation received varies depending on the delay time, up to 4,000 yuan. Cardholders also get free full oral fluoride treatment for children twice a year. 7,000 points can be redeemed for a free health checkup or two Chinese medicine consultations.

Which card is better, China Merchants Bank Credit Card?

The credit cards of China Merchants Bank are all very good, except that they have different value-added services and are aimed at different audiences. If you are a young person, you can apply for the youth card of China Merchants Bank. The threshold is quite low, there are many activities, and online shopping is very convenient. If you travel frequently, you can apply for a credit card jointly launched by China Merchants Bank and airlines, such as China Merchants Bank’s Air China credit card, which offers discounts on air tickets and insurance. China Merchants Bank credit cards can also be used, not only to buy air tickets, but also to book hotels and trips.

Easy-to-use China Merchants Bank Credit Card

1. China Merchants Bank Express Centurion Platinum Card. This credit card is very good and has many benefits. The annual fee is 3,600 yuan per year, but the cardholder can actually recover it through the card’s rights and interests. Cardholders have year-round access to PriorityPass airport lounges. If the flight is delayed for 3 hours, the maximum compensation is 4,000 yuan, and 600 yuan is set for 3-5 hours. Credit cards can be redeemed for different mileage at a ratio of 3:4. Miles from Air China, China Eastern Airlines, China Southern Airlines, British Airways, Air France-KLM, and Malaysia Airlines can be redeemed separately. In addition, cardholders can also enjoy golf services, car rental discounts, free oral care, etc.

2. China Merchants Bank Youth Edition black card face. This card comes in two colors: black and white. If the card value is higher, the black card is better, but the card rights are about the same. This card is China Merchants Bank’s entry-level card with a low threshold and is very suitable for users who have just entered the workforce. Although there is no other credit card, you can sign in and get points. You can participate in other credit card activities through points, and there are many activities to take care of.

3. China Merchants Bank Diamond Credit Card. This card is more suitable for wet nurses and dads with children, and its benefits are basically focused on children’s consumption. Cardholders can enjoy the comprehensive benefits of children's economy class air tickets on any direct domestic route 4 times a year (travel within 90 days). They get free access to the airport’s VIP lounge year-round and can bring a friend for free. In the event of a flight delay, the compensation varies depending on the hour of delay, with a maximum compensation of 4,000 yuan. Cardholders also receive free full-mouth fluoride treatment for children twice a year, and 7,000 points can be redeemed for one free health examination or two TCM consultations.

That’s it for the introduction of which China Merchants Bank credit card is the best.