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How much credit card overdraft can be filed in 219?

Credit cards have changed the way that Chinese people can only pay and consume with a large amount of cash, saving people a lot of working procedures and steps. With the introduction of credit cards into people's lives, people have more and more credit cards, because each credit card has a certain overdraft limit, and it takes more overdraft to open more credit cards. Then, how much credit card overdraft can be filed in 219?

how much credit card overdraft can be filed in p>219?

1 civil filing

after the credit card arrears are filed by the card issuing bank, the court files a case to accept the lawsuit, and the ultimate goal is to solve the debt dispute. In other words, the bank wants to let the court judge the cardholder to repay through civil litigation. There is no specific amount limit for debt disputes like this, and no matter how much it is, it can be filed according to law.

2 criminal filing

If credit card arrears are suspected of credit card fraud, the public security organ will file a criminal case to investigate the criminal responsibility of the debtor. The crime of credit card fraud has violated the law and will be sentenced according to the specific overdraft amount.

in the new credit card regulations of p>219, the sentencing standard for credit card fraud will be raised to 5, yuan, and those who maliciously overdraw their credit cards (overdue for more than 3 months, and received two effective reminders from the bank) will be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and will be fined not less than 2, yuan but not more than 2, yuan.

It is necessary to remind those who are keen on increasing the overdraft limit of credit cards, so they study and listen to the online withdrawal strategies all day, and follow the so-called card-raising strategies to realize various withdrawals. They should be careful not to be sued by the card issuing bank for their bad consumption and card-raising methods.