1. There is no work unit that applies for credit cards. Users can choose to fill in the work units of family members and friends, and the work phone numbers must be filled in truthfully. Afterwards, the bank will call the work unit for review. You can ask management to help answer audit questions. Or users can find a job as quickly as possible. Your employer will fill it out when you apply for a credit card.

2. If no employer wants to apply for a credit card, you can refer to the following situations:

1. Individual industrial and commercial households have a business license. In this case, you can apply for a credit card. The business license contains the details of the business owner. You can apply to the bank with your tax registration certificate or a copy of this.

2. Freelancers do not have a business license, but they have a stable income. In this case, you can only open a credit card by proving that you have a stable income.

3. In addition to the above two situations, you have a source of income every month, such as rent collection from private properties, or you can use your bank transaction flow as a voucher to the bank, so you can also apply for one credit card.

1. Credit card, also known as credit card, is a credit certificate issued by a commercial bank or credit card company to qualified consumers. The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.

2. Credit cards as stipulated in relevant Chinese laws (Interpretations of the National People’s Congress Standing Committee on Credit Card Regulations) refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the consumer payment functions. . , credit loans, transfer settlement, cash deposits and withdrawals, etc. On December 1, 2017, the English translation and writing standards in the public service field were officially implemented, stipulating that the standard English name of credit cards is credit card.

3. Credit cards are generally special carrier plastic cards with a length of 85.60mm, a width of 53.98mm, and a thickness of 1mm. The name of the issuing bank, validity period, number and cardholder's name are printed on the front, and the chip, magnetic strip and signature strip are on the back. Cardholders can use their credit cards to make purchases at banks, spend money and deposit cash.

4. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card where the cardholder has a certain credit limit and can repay before spending within the credit limit; a quasi-credit card refers to a cardholder who deposits a certain amount of petty cash in accordance with regulations and pays when the balance in the petty cash account is insufficient. A quasi-credit card that allows overdraft within a specified credit limit. Credit card generally refers to just a credit card.

Hope it can help you.