Free repayment limit of sweet orange credit card means that users can use the credit line provided by sweet orange to repay credit card bills when they cannot repay on time after using the credit card. At this time, there will be no charge for sweet oranges, but there will be a quota limit. However, after using the sweet orange, you should repay it in time according to the regulations, and there should be no overdue, otherwise you will pay a penalty.

When using sweet orange, different users get different credit lines. It is worth mentioning that the sweet orange will not be uploaded to the credit information center after use, resulting in poor personal credit information. At this time, all kinds of loans will be rejected by the bank, and the arrears will be retained for 5 years after being returned, and will disappear automatically after 5 years.

Credit cards must be returned on time after normal use. If they can't return it on time, you can use installment or minimum repayment. When using installment, you can choose the number of installments according to your actual situation, but you must meet the conditions stipulated by the bank when you apply for installment repayment.

In order to prevent credit cards from being returned on time after use, users should not spend too much on credit cards at ordinary times. Usually, when they use it, they should measure their repayment ability and know what kind of income to return. If you can't return it on time, you can borrow money from friends around you to avoid overdue.

Version information: Take Sweet Orange Lending Version 7.0.90, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.