Credit card repayment can be divided into two or more repayments. As long as the cardholder pays off the debt on the bill before the repayment date, there is no limit on the number of times the cardholder repays, only the repayment amount is limited. Credit card repayment methods include full repayment, minimum repayment and installment repayment. Among them, the cardholder's choice of installment payment and minimum repayment amount will not cause the credit card to be overdue and will not affect personal credit. In this case, only part of the interest is charged to the cardholder.

Can I still use my credit card after one month's overdue repayment?

You can continue to use it at ordinary times However, it should be noted that if your credit card is overdue for one month, the bank will freeze your credit card. In this case, you need to apply to the bank to unfreeze the credit card.

In addition, if the credit card is overdue for one month, the overdue record will be uploaded. The record is kept for 5 years, and will be automatically eliminated after 5 years.