The annual salary of credit card users has always been the focus of cardholders. Except for rigid annual salary credit cards such as Platinum Cards, most non-annual salary cards can reduce annual salary through the number of cards, but they must meet the card's standards within the annual salary cycle. However, some cardholders often forget to swipe their credit card several times. So, how do you know if your credit card is enough? The following is the editor’s introduction. 1. How to check the number of credit card swipes:
1. Email notification:
Some banks send email notifications before the annual salary cycle to tell cardholders to reduce their annual salary. How many times are needed, and then the number of times mentioned by email is enough. Just like China CITIC Bank.
2. Telephone inquiry:
Call the card issuing service hotline directly and transfer the manual call , to help with inquiries. It is usually necessary to inform the correct identity information. After calling to verify the identity, inform the current number of printings on the credit card within the annual salary week. Some people work, and some people need to print how many times to meet the annual salary exemption conditions.
3. Bill query:
Check the current bill of the credit card on the credit card homepage or mobile banking. You can see the number of bills, the number of purchases per bill, etc., combined with the annual salary exemption conditions of the credit card you hold. , guess whether there are enough times.
2. What should I do if my credit card is swiped?
1. Use points to redeem annual salary:
There are very few banks that support this. Banks such as Agricultural Bank of China and Guangzhou Guangbo are good, but they require at least several thousand points. The redemption method may vary depending on the bank. If the card is different, it is best to issue a card service hotline and transfer manual calls for consultation.
2. Deduct annual salary from the amount:
If the card does not meet the standards during the annual salary cycle, the bank will deduct it from the credit card limit. The annual salary will be included in the next bill. If you don’t want it to expire, you must repay it on time.