Excuse me, if the credit card provides false information, will it affect the future card processing? I made 0/2 copies this year. I applied for a credit card on the credit card website of China Merchants Bank when I was free. 1, credit card consumption is not repaid on time, resulting in overdue records.

2. The mortgage loan is not repaid on schedule, resulting in overdue records.

3. After the interest rates of mortgages, consumer loans and other loans are raised, the overdue interest due to monthly payments will still be paid according to the original amount.

4, social security, pension insurance and other unpaid records.

5. When providing a guarantee for a third party, the overdue record formed by the third party's failure to repay on time will drag down your credit record.

The above five items will only affect your reputation, others will not. If you are refused a credit card, it will not affect your reputation. Naturally, you can apply for a credit card.