Credit card can be cancelled if it is not activated. There is no requirement that the card must be activated before it can be cancelled. Cardholders who do not intend to use the card, regardless of whether the card is activated or not, can directly contact their banks to apply for cancellation.

How to cancel the credit card?

Users can cancel their credit cards at the bank counter or directly call the credit card customer service hotline to apply for cancellation. After submitting the cancellation application, the customer service will verify the user's identity information. After verifying the information, it will check whether the credit card has outstanding debts. If the credit card has no arrears, you can cancel it directly. Credit card arrears need to be paid off before cancellation.