First, bill installment payment.
Bill installment is a new installment repayment product launched by Guangfa Bank. You can flexibly choose the installment payment method provided by Guangfa Bank according to your financial situation, which will bring you more convenience and make your life more comfortable.
Second, staged merchants.
When a customer purchases goods or services from a contracted merchant of Guangfa Bank, he/she applies to Guangfa Bank in a specified way to divide all or part of the price of the purchased goods or services into several installments (months). After the amount is approved by the backstage real-time authorization of Guangfa Bank, Guangfa Bank advances the price to the contracted merchants on behalf of the customers, and the customers repay the money to Guangfa Bank on time every month according to the bills of Guangfa Bank.
Third, everything is interest-free.
The interest-free installment of "Yangyanghang" launched by Guangfa Bank can be registered by calling 95508 as long as the single consumption reaches 500 yuan.
4. installment payment
Postal installment payment, commodity providers are mainly digital, as well as technology. , in the same way as the recruitment line. The limit is controlled according to whether it will be frozen after approval, mainly depending on the approval result.
Fee for installment payment of Guangfa Credit Card: installment fee is charged on a monthly basis; You can repay in advance. When repaying in advance, you need to call the customer service center of GDB Card to make a record, and then an extra installment fee will be charged, and the later fee can be exempted.
Extended data
The loan business of Guangfa Bank can be repaid in the following ways:
1. Cash deposit. Users should deposit the full amount due in the current month into the designated account before or on the day of monthly repayment.
2. Transfer repayment. Users use third-party software (such as WeChat and Alipay) to deposit the principal and interest to be repaid in full into the designated account on or before the repayment date.
3. One-time repayment of principal and interest. Users contact the bank in advance, make an appointment for early repayment, and bring full cash to the bank to repay the principal and interest on the agreed date.
How to apply for credit card merchants of Guangfa Bank by stages? The application must meet these conditions.
Credit card installment is a business that many people will handle, and besides the well-known consumption installment and bill installment, some banks also have merchant installment, such as Guangfa Bank. Then, how do the credit card merchants of Guangfa Bank apply in installments? And what conditions need to be met when applying for credit card installment of Guangfa Bank? I will answer your question today.
How to apply for credit card merchants of Guangfa Bank by stages?
1. First, go to the cooperative merchants designated by Guangfa Bank for consumption;
2. Then pay on the special acceptance terminal designated by the cooperative merchant's bank;
3. Apply to the cashier for installment payment before payment;
4. Explain the number of periods to the cashier, and the cashier will handle it;
5. The cashier will pay by credit card after handling it;
6. Wait for the installment application to pass the examination.
What are the requirements for applying for credit card installment of Guangfa Bank?
I. Applicant
The applicant must hold a credit card of Guangfa Bank, but the business card, business card, financial repayment card and transfer card of Guangfa Bank cannot handle the installment business of credit card merchants of Guangfa Bank.
Second, the application amount
According to the regulations of Guangfa Bank, if you want to apply for the installment of credit card merchants in Guangfa Bank, your spending amount must reach 500 yuan. However, the specific application amount may vary according to different merchants.
The above is a summary of the application steps and some conditions that need to be met for the credit card merchants of Guangfa Bank. Friends who hold credit cards of Guangfa Bank can apply for credit card spending directly from designated merchants if they need to apply for merchant installment. After spending 500 yuan, his application is very simple and the threshold for application is not high.
Can the credit card of Guangfa Bank be divided into 36 installments?
Of course. Guangfa credit card installment can be divided into bill installment, shopping mall installment, single installment, etc., and a certain handling fee will be charged after installment. The number of stages that cardholders can apply for in the mall is 3, 6, 12, 18, 24, 30, 36, 48 and 60.
How to apply for credit card bill installment of Guangfa Bank? The application conditions are as follows.
When people use credit cards to spend money, sometimes they may be unable to pay their credit card bills in full because of lack of restraint. At this time, they can actually choose to handle the bill installment business. Different bank statements may have different provisions for installment payment. Then, how to handle the credit card bill installment of Guangfa Bank? What are the application conditions?
How to apply for credit card bill installment of Guangfa Bank?
I. Online application
You can log in to the online banking or mobile banking of Guangfa Bank, then click the home page to enter the "Credit Card" interface, click "Installment" and select "Bill Installment" to apply.
Second, the telephone application
You can call the customer service phone number of Guangfa Bank, and then choose the phased channel to apply according to the voice prompts, or directly transfer to the manual service application.
Third, SMS applications.
You can edit the short message "SZF last four installment numbers" to 95508 with the mobile phone number reserved when you apply for the card, and then you can apply for bill installment.
What are the application conditions for credit card bill installment of Guangfa Bank?
First, the application time.
If you want to apply for credit card billing installment of Guangfa Bank, you need to apply from the day after your current credit card billing date to two days before the due repayment date.
Second, the application amount
If you want to apply for credit card bill installment of Guangfa Bank, the amount you apply for must reach 500 yuan, but the maximum amount cannot exceed 90% of the current bill amount and 80% of your credit card credit limit.
The above is a summary of the application methods and application conditions for credit card bills of Guangfa Bank by stages. Friends who need to apply for credit card bill installment of Guangfa Bank can see if they meet the above conditions. If they do, they can apply through the above methods.
How to stage Guangfa DIY card? How to calculate the installment interest?
After people use credit cards, many people will handle credit card installment business, such as Guangfa DIY card, which is widely loved by people and many customers also handle installment business. So, how to stage Guangfa DIY card? How to calculate its installment interest rate? I'll answer your questions today.
Guangfa DIY card fen phase
There are two main types of credit card installment, one is financial installment, and the other is everything installment.
The installment of financial wisdom fund must reach 2000 yuan, and the amount must be an integer multiple of 1000 yuan. You can handle everything when you reach 500 yuan by credit card installment.
There are six stages of financial wisdom fund: 3, 6, 12, 18, 24 and 36, and each stage can be divided into 12, 18 and 24.
How to calculate the installment interest of Guangfa DIY card?
Different installment types and installments have different installment rates. According to the customer's card usage, the installment rate of wealth management wisdom gold can be divided into three grades, namely, and the installment rate of everything is 12. It should be noted that there are two phases of this credit card, and each phase needs to pay the formalities fee. If you want to repay in advance, you need to charge all the formalities fees for the remaining installments in one lump sum.
The above is a summary of the installment information of Guangfa DIY Card, including its installment type, installment number and installment rate of each installment. If you want to pay the bill by installments, it depends on whether your bill amount is 2000 yuan, and you can handle it if it meets the standard. If you want to divide the bill into installments during the transaction, you can handle it as long as the transaction amount reaches 500 yuan.
Can't Guangfa Credit Card be divided into installments?
Guangfa credit card can be phased, but it can only be phased after the credit card consumption and the billing date. The following is the credit card installment method of Guangfa Bank:
1. Call the customer service phone of Guangfa Credit Card to apply:
The cardholder needs to call the customer service number of Guangfa Credit Card, then enter his ID number and verify it, then choose installment payment, and then choose manual service to apply for installment bill.
2. Bank SMS application:
Cardholders can also send text messages in installments.
Xiao Mu fen phase advertisement
The latest products are as high as 50 thousand.
The credit card of Guangfa Bank can be phased. If you can't pay in installments, it may be that the credit card bill has not yet reached the billing date and hasn't been issued, and you can apply for installment repayment service only after the bill comes out. Or because the cardholder's credit card has been overdue before, the bank does not provide installment business.