Question 1: How do Tmall merchants get loans? First of all, you must be a Taobao seller. Sellers can be mainly divided into Taobao credit loans, Tmall credit loans, Juhuasuan loans, Taobao order loans, and Tmall orders. These 5 types of loans. Generally, if we open a small store on Taobao, it belongs to "Taobao Credit Loan" or "Taobao Order Loan". What Digital Monarch is going to talk about is "Taobao Credit Loans", and the methods and steps are similar.
If you are a seller, click "Seller Center" and click "Taobao Loan". Or you can successfully enter the Taobao loan page after logging into the Seller Center and clicking "Loan Amount" below.
You will see that there are two ways, one is order loan and the other is credit loan. Choose according to your situation. Digital Jun clicked on "Credit Loan" because my store has no orders and does not meet the loan conditions.
On the left you can see all loan options and interest details. Each method has its own conditions, which must be met before you can apply for a loan.
If you don't understand the loan method you need, you can click "Quick Recommendation", enter your requirements, and query the results.
Question 2: How to increase the Taobao loan limit. As long as you are a Taobao or Tmall seller, you are eligible to apply for a Taobao credit loan with a maximum limit of 1 million. First log in to your Taobao account, enter the I am a seller page, and find Taobao loans. You can also directly log in to the Taobao loan channel at taobao.aliloan and select credit loans. Fill in your personal, store, and mall information accurately and completely. If you have already applied, you can skip this step. Fill in the application loan amount and usage period, and submit the loan confirmation. Waiting for the review results of Taobao's backend, if the borrower meets the conditions and the loan amount is within Taobao's credit range, Taobao will release the loan amount to the borrower's Alipay within a certain period of time. As for the Taobao credit loan limit, it is mainly determined based on the borrower's online behavior. If the borrower's store has many orders and has been in business for a long time, the loan amount will be relatively high. Generally speaking, the loan amount of stores in the clothing industry is higher than that of stores in other industries.
How is the amount of Taobao loans determined and how is it specifically regulated? We are here to give you a brief introduction. It is understood that the loan amount of Taobao credit loan is directly and comprehensively determined by the system based on the store's credit rating, comprehensive operating conditions and strength, and the loan amount range is: 1 yuan - 1 million yuan. It is specifically related to the store's transaction stability, praise rate, ratings, refunds, Taobao complaints, penalties, sales of infringing or prohibited goods, whether there are fraudulent transactions, etc. The above situations will affect whether Taobao sellers can apply for loans and loans. Application amount.
Question 3: How to increase the credit limit in Taobao and Tmall installments? This quota of 200 points is provided based on the records you have accumulated on the platform. Because your various behaviors on the platform are dynamic and changing, the corresponding quota is also dynamic. When your behavior within a period of time is good and meets the requirements, According to the quota policy, the corresponding quota may be increased. On the contrary, the quota may be reduced or even restrict the permission to use the service. If Ant Huabei is closed, it will also have this impact, and the amount may change or it may no longer be able to be opened.
Question: Why don’t I have a spending limit?
Answer: At present, Ant Huabei products have been officially launched, and the target groups are gradually expanding. Please continue to pay attention to the launch status. Ant Huabei cannot be opened through others, please do not trust others and leak personal information to avoid affecting your personal credit record)
Question 4: Tmall loan first, you must be a Taobao seller, the seller is mainly It can be divided into five types: Taobao credit loan, Tmall credit loan, Juhuasuan loan, Taobao order loan, and Tmall order loan. Generally, if we open a small store on Taobao, it belongs to "Taobao Credit Loan" or "Taobao Order Loan". What Digital Monarch is going to talk about is "Taobao Credit Loan", and the methods and steps are similar.
If you are a seller, click "Seller Center" and click "Taobao Loan". Or you can successfully enter the Taobao loan page after logging into the Seller Center and clicking "Loan Amount" below.
You will see that there are two ways, one is order loan and the other is credit loan. Choose according to your situation. Digital Jun clicked on "Credit Loan" because my store has no orders and does not meet the loan conditions.
On the left you can see all loan options and interest details. Each method has its own conditions, which must be met before you can apply for a loan.
If you don't understand the loan method you need, you can click "Quick Recommendation", enter your requirements, and query the results.
Question 5: Why can you only get one Tmall loan? First of all, you must be a Taobao seller. Sellers can be mainly divided into Taobao credit loans, Tmall credit loans, Juhuasuan loans, and Taobao order loans. , Tmall order loan these 5 types. Generally, if we open a small store on Taobao, it belongs to "Taobao Credit Loan" or "Taobao Order Loan". What Digital Monarch is going to talk about is "Taobao Credit Loan", and the methods and steps are similar.
If you are a seller, click "Seller Center" and click "Taobao Loan". Or you can successfully enter the Taobao loan page after logging into the Seller Center and clicking "Loan Amount" below.
You will see that there are two ways, one is order loan and the other is credit loan. Choose according to your situation. Digital Jun clicked on "Credit Loan" because my store has no orders and does not meet the loan conditions. On the left you can see all loan options and interest details. Each method has its own conditions, which must be met before you can apply for a loan.
If you don't understand the loan method you need, you can click "Quick Recommendation", enter your requirements, and query the results.
Question 6: How is interest calculated for loans on Taobao? Dear, there are currently three types of Taobao credit loans:
1. 12-month equal principal credit loan, with a daily interest rate of 5/10,000, and the annual interest on 10,000 yuan is 812.5 yuan; (warm reminder: before There is a certain handling fee for early repayment in 9 installments)
2. Pay monthly interest for 6 months and repay the principal when due. The daily interest is 6/10,000. The interest is charged according to the actual number of days of use, that is, 6 yuan a day. , how many days does it take to count;
3. Tmall still has 3 months of short-term credit loans, with a daily interest rate of 5/10,000, and repayment will be done 30 days after the order is received, how many days does it actually take to count daily interest.
Question 7: If a Taobao loan is overdue, can I still get a subsequent loan? Currently, Taobao loans include market order loans, market credit loans, Tmall credit loans, and Tmall order loans. The main service targets are For Taobao sellers
Question 8: Where is Taobao loan? The loan page URL: alibaba.creditloan.aliloan/...st
Where can I apply for a loan through Alipay in the seller center?
The long-awaited Taobao loan is finally online. This is another breakthrough after Yu’e Bao, and another heavy blow to the bank monopoly industry and illegal loan sharking. There is no need for complicated application procedures or high amounts. Interest rate, Digital Master will teach you step by step how to apply for a Taobao loan!
To meet condition 1, first of all, you must be a Taobao seller. Sellers can be mainly divided into five types: Taobao credit loan, Tmall credit loan, Juhuasuan loan, Taobao order loan, and Tmall order loan. Generally, if we open a small store on Taobao, it belongs to "Taobao Credit Loan" or "Taobao Order Loan". What Digital Monarch is going to talk about is "Taobao Credit Loan", and the methods and steps are similar.
Steps to read END Application step 1. If you are a seller, click "Seller Center" and click "Taobao Loan".
Or you can successfully enter the Taobao loan page after logging into the Seller Center and clicking "Loan Amount" below.
Step 2: You will see that there are two ways, one is order loan and the other is credit loan. Choose according to your situation. Digital Jun clicked on "Credit Loan" because my store has no orders and does not meet the loan conditions.
Step 3: On the left you can see all loan options and interest details. Each method has its own conditions, which must be met before you can apply for a loan.
Step 4: If you don’t understand the loan method you need, you can click “Quick Recommendation”, enter your requirements, and check the results.
Step 5: Digital Jun does not meet other conditions and can only apply for the "borrow and repay anytime" method, and can only borrow 1,000 yuan. This amount can be increased by providing your store's operating conditions and credibility.
Step Reading 6 When we apply for a 1,000 yuan loan, we need to upgrade and complete our Alipay authentication information. The method is to open Alipay, log in to your Alipay account, and click "Account Settings" - Upgrade.
Step 7: Re-upload your ID card photo, fill in the information on the ID card, and then submit. Alipay will tell you the result of the review in 2 days, just wait patiently. After passing, follow the previous 5 steps to apply.
Step 8: The figure below shows the interest calculation methods of various loan methods. For example, if Digital Jun chooses the "borrow and repay anytime" method of 1,000 yuan for 30 days, then the required interest is "1,000 (loan amount) * 0.0006 (interest rate) * 30 (number of days) = 18 yuan (interest payable)"
Steps to read END How to repay 1 Click "Loan Management" to see your loan records and repayments in real time Records and other related information.
Step 2 If you have money and want to repay in advance, click "Repay in advance", enter the repayment principal, and confirm. The handling fee will be waived for early repayment.
Steps to read END Personal management 1 You can choose automatic loan, bind your bank card and credit card, and complete your basic information (that is, loan applicant information)
Question 9: How to apply for a Taobao loan. First of all, you must be a Taobao seller. Sellers can be divided into five categories: Taobao credit loan, Tmall credit loan, Juhuasuan loan, Taobao order loan, and Tmall order loan. Generally, if we open a small store on Taobao, it belongs to "Taobao Credit Loan" or "Taobao Order Loan". What Digital Monarch is going to talk about is "Taobao Credit Loan", and the methods and steps are similar.
If you are a seller, click "Seller Center" and click "Taobao Loan". Or you can successfully enter the Taobao loan page after logging into the Seller Center and clicking "Loan Amount" below.
You will see that there are two ways, one is order loan and the other is credit loan. Choose according to your situation. Digital Jun clicked on "Credit Loan" because my store has no orders and does not meet the loan conditions.
On the left you can see all loan options and interest details. Each method has its own conditions, which must be met before you can apply for a loan.
If you don't understand the loan method you need, you can click "Quick Recommendation", enter your requirements, and query the results.
Digital Jun does not meet other conditions and can only apply for the "borrow and repay anytime" method, and can only borrow 1,000 yuan. This amount can be increased by providing your store's operating conditions and credibility.
When we apply for a 1,000 yuan loan, we need to upgrade and complete our Alipay authentication information. The method is to open Alipay, log in to your Alipay account, and click "Account Settings" - Upgrade.
Re-upload your ID card photo, fill in the information on the ID card, and then submit.
Alipay will tell you the result of the review in 2 days, just wait patiently. After passing, follow the previous 5 steps to apply.
The figure below shows the interest calculation methods of various loan methods. For example, if Digital Jun chooses the "borrow and repay anytime" method to borrow 1,000 yuan for 30 days, then the required interest is "1000 (loan amount) * 0.0006 (interest Rate) * 30 (number of days) = 18 yuan (interest payable)"