China Bank Pocket Pass is a mobile banking client software launched by Bank of China for Windows Phone 8 mobile phone users. The software provides self-service registration, password modification, account management, transfer and remittance, deposit management, loan management, credit card, bill payment, foreign exchange, precious metal account, fund management and other service functions, so that you can enjoy the professional financial services of China Bank anytime and anywhere. Bank of China is the longest-running bank in China.
191February was formally established, and has successively exercised the functions of central bank, international exchange bank and international trade professional bank. Since 1949, it has been a national specialized foreign exchange and foreign trade bank for a long time, and has unified management of foreign exchange, international trade settlement, remittance and other non-trade foreign exchange businesses throughout the country. From 65438 to 0994, it was restructured into a wholly state-owned commercial bank, providing all kinds of financial services, and developed into a large commercial bank with complete business varieties and strong local and foreign currency strength. In 2006, it took the lead in successfully listing on the Hong Kong Stock Exchange and the Shanghai Stock Exchange, becoming the first "a+H" listed bank in China.
China Bank is the only official cooperative bank for the 2008 Beijing Summer Olympic Games and the 2022 Beijing Winter Olympic Games, and the only "Double Olympic Bank" in China. On 20 1 1 year, Bank of China took the lead among emerging economies and was selected as a global systemically important bank1year. Its international status, competitiveness and comprehensive strength rank among the top in the World Bank. Starting from 20021,with the opening of the 14th Five-Year Plan, China Bank will start a new stage of its own reform and development and a new journey of building a world-class modern banking group in an all-round way. main body
Credit cards can be prepaid at the counter, online banking or self-service equipment. If you want to pay in advance, you can deposit the money directly into your credit card. On the repayment date, the credit card will automatically deduct the money. But credit card prepayment is not recommended. Since the credit card has an interest-free period, you don't need to pay interest on the overdraft when you repay the loan within the interest-free period (that is, before the repayment date). During this time, you can get benefits from your money, which is much more cost-effective than the advance payment.
According to the regulations of China Bank, those who repay the loan in advance within one year will be fined no more than six months' interest. Repay in advance after one year, without penalty.
Payment method: 1. Repayment at the issuing bank: This method includes: the issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, which can be recorded on Alipay after being processed by the system. Same day 2. Inter-bank transfer/remittance repayment: mainly divided into inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, remittance travel will charge a certain fee. At the same time, the arrival time and repayment convenience are not as good as those of peers, online repayment and convenience store repayment. 3. Online repayment: UnionPay Online, Quick Money, Shengfutong, Alipay, etc. If you choose different platforms and banks, the charging standard and the specific arrival time of funds are different. 4. Convenience store repayment: This method mainly completes repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way. 5. Over-the-counter payment: Over-the-counter payment refers to handling RMB demand deposit and withdrawal transactions through counters of other bank outlets registered in the mainframe system of UnionPay Trading Center. 6. Xinfutong repayment: "Xinfutong" smart credit card mobile phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network. 7. Repayment Pass: The "Repayment Pass" is used for repayment, and is generally charged according to the charging standards for transfer in different places in the same city and inter-bank remittance in different places stipulated by the local people's bank. 8. Other repayment methods: In addition to the above methods, the card issuing behavior not only facilitates the cardholder's repayment, but also opens up his own repayment method.