Current location - Trademark Inquiry Complete Network - Overdue credit card - The China Merchants Bank credit card has been deactivated. Will it affect my application for credit cards from other banks?
The China Merchants Bank credit card has been deactivated. Will it affect my application for credit cards from other banks?

If your China Merchants Bank credit card is deactivated, it will not affect your application for credit cards from other banks.

Relevant regulations for China Merchants Bank credit cards:

1. The bank uses the customer’s registration number (customer number, registered mobile phone number, etc.) or account number (passbook account number, bank card number, etc.) or customer number The certificate and corresponding password are used as identifiers to identify the customer's valid identity, and the electronic transaction instructions issued by the customer are used as the legal and effective basis for handling electronic banking business. All transactions conducted with correct customer identification and corresponding passwords are deemed to be made by the customer himself.

2. The bank’s electronic banking business provides two customer identity confirmation methods: customer digital certificate and password method. A customer digital certificate refers to an electronic file that stores a customer's identity and digitally signs the electronic banking transaction information sent by the customer. Password refers to the numeric or character information used by customers to confirm their identity. Bank of Nanjing determines the customer's identity authentication method based on the different businesses applied for by the customer.

3. Customers must properly keep important information such as their registration number, account number or customer digital certificate and their corresponding passwords, and shall not disclose or provide it to others for use. If the certificate is damaged, lost, or the password is leaked or forgotten, you should promptly go to the Bank of Nanjing branch for reissue or password reset. The customer shall be responsible for any financial losses caused by improper custody or untimely processing.

4. The customer digital certificate is valid for one year. After the validity period expires, if the customer wants to continue to use the certificate, he or she must promptly log in to the Bank of Nanjing website for self-service processing or go to a business outlet to complete the certificate renewal procedures within one month before the certificate expires.

5. After customers report the loss of bank cards or passbooks through electronic banking, they must go to the business outlet to make a formal loss report in a timely manner. The loss report shall be handled in accordance with the corresponding regulations.

6. When customers handle registration, change, cancellation, etc. of electronic banking services, they must fill in the corresponding application form, provide relevant information, and go to the Bank of Nanjing branch to complete the procedures. Registration, change or cancellation of some businesses can also be handled by yourself through electronic banking.

Therefore, if the China Merchants Bank credit card is deactivated, it will not affect your application for credit cards from other banks.

Extended information:

Functions of China Merchants Bank Credit Card:

1. Determine sales targets and budgets according to the company’s strategic plan

2. Formulate sales plans and corresponding sales strategies based on sales goals and budgets

3. Allocate relevant resources according to sales plans and strategies (including: establishing a sales organization and training sales personnel), etc.

4. Decompose the company's overall sales goals and budgets and then develop personal sales targets for sales staff

5. Sales staff develop their own sales targets based on their own goals, budgets and the company's sales strategy Sales Plan

6. Evaluate the effectiveness of the sales plan and the performance of the sales staff.

7. The exchange function is the activity of realizing commodity exchange using the market as a place and intermediary. Under the conditions of commodity economy, the activities of commodity producers selling commodities, consumers purchasing commodities, and operators buying and selling commodities are all carried out through the market.

China Merchants Bank official website-Credit Card Terms

Baidu Encyclopedia-China Merchants Bank

Baidu Encyclopedia-Credit Card