With the credit card of China Everbright Bank, you can use the mini-sub-card 12 to automatically repay the loan in installments, and use the main card to make the payment in installments. How do these two ways repay the loan respectively? 1, the mini card is automatically divided into 12 periods, and a handling fee of 0.5% of the total consumption amount is charged on the billing date of each month. Repayment method: repay each installment according to the bill amount before the due repayment date, and ensure that the credit card has a limit to deduct the handling fee before the monthly bill date.

2. After the main card is issued, the bill amount is divided into 12 periods. If it is divided into 12 installments, a handling fee of 8% of the installment amount will be charged at one time. Pay it back in installments, just according to the amount payable on the bill. The part of the bill that has not been phased in this period needs to be replaced in this period, but it will not be returned on the day of completion, and it will be fine before it expires.