2. For example, if ICBC customers meet one of the following conditions, if the current service star is low, the system will automatically upgrade them to the corresponding star immediately:
(1) signed a private banking service agreement, and the service star was adjusted to seven stars.
(2) ICBC wealth management account card and platinum credit card were opened, and the service star was adjusted to six stars.
(3) Open a wealth management account and a credit card gold card, and adjust the service star to five stars.
(4) Open an ordinary credit card and adjust the service star to four stars.
Three. Indicator:
1. Financial assets Financial assets indicators are composed of short-term assets and medium-and long-term assets, and the indicators are calculated as the half-year average daily balance of various financial assets.
(1) Short-term assets mainly include: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets.
(2) Medium and long-term assets mainly include: fixed-term savings deposits (including fixed-term and fixed-term activities), provident fund deposits, wealth management products (excluding smart express), funds (excluding money market funds), national debt, insurance and gold (including paper gold, physical gold and brand gold). Earn 100 stars per 10,000 yuan of medium and long-term assets.
2. Personal Liabilities Personal liabilities indicators consist of three details: personal housing mortgage loans, other personal loans and card overdrafts. The calculation caliber of the indicator is the half-year average daily balance of a single liability.
(1) Personal housing mortgage loan is available for every 10,000 yuan 100 stars.
(2) Other personal loan indicators include personal consumption loans, personal business loans and other varieties, and other personal loans can get 200 stars per 10,000 yuan.
(3) Credit card interest overdraft 1 10,000 yuan can get 200 stars.
3. Intermediary business Intermediary business indicators consist of three details: investment and wealth management transactions, credit card consumption transactions and settlement transactions. The calculation caliber of the index is the cumulative transaction volume of half a year. If the amount of a single transaction exceeds the upper limit of the service charge standard, the above amount will be included in the index statistics as the transaction amount. If a single transaction has enjoyed our preferential rate, the transaction amount will be converted into the index statistics according to the preferential ratio.
(1) Investment and wealth management trading indicators mainly include: fund purchase and redemption (excluding monetary fund), wealth management product purchase (excluding Tong Ling Express), national debt purchase, insurance purchase, gold trading, foreign exchange trading and other investment and wealth management transactions can get 200 stars per 10,000 yuan.
(2) Credit card consumption transaction indicators mainly include transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, debit cards, quasi-credit cards and other cards. You can get 400 stars for every 10,000 yuan investment and wealth management transaction.
(3) Settlement transactions mainly include remote deposit and withdrawal, remote remittance, inter-bank remittance and express remittance. You can get 200 stars for every 10 thousand yuan settlement transaction.