Refunds are generally refunded via the original method of payment, and will be refunded to the credit card used for payment. The arrival time is generally 3-15 working days.

1. Cash withdrawal by credit card:

1. Cash withdrawal by credit card overdraft:

A handling fee: It depends on the regulations of each bank. For example, the amount of cash withdrawal with CCB credit card in China is 0.5 is charged, the minimum is RMB 2/transaction, the maximum is RMB 100/transaction; the domestic cash withdrawal amount of China Merchants Bank credit card is charged at RMB 1, the minimum is RMB 10/transaction;

B interest: Calculated based on the daily interest rate of 0.5% .

2. Cash withdrawal for credit card overpayment: Some banks need to charge a handling fee, and some do not. For example, the handling fee of China Merchants Bank is 0.5 of the amount withdrawn, and the minimum charge is ￥5 yuan or $1 USD.

2. Use credit cards to make purchases at POS machines:

1. Pay the full amount on time, interest-free;

2. Pay the minimum payment on time, according to A daily interest of 0.05% will be charged;

3. For overdue repayment, in addition to the above-mentioned interest, there will also be late fees.