There is a standard that the number of credit card installments can be divided into several periods at most. There are several simple installment payment services:

1, general temporary storage:

The general installment business of credit cards is generally divided into three months, six months, nine months, 12 months, 18 months and 24 months. Some banks have 36 months, while others have only 12 months. You need to pay the monthly repayment amount and all handling fees in one lump sum on the first repayment date below. The handling fee is about 4% to 10%, which varies from bank to bank. Please pay attention to the inquiry.

2. Handling installment payment at the merchant:

Generally, such a credit card needs to pay a certain handling fee, and the longest installment is about 36 months.

3. Large installment payment:

Large installments are generally used for car purchase and house decoration. The number of installments is generally 12 months, 24 months and 36 months, and the handling fee is about 4%, 8% and 12%. Generally, the repayment amount of the current month and all handling fees will be paid in one lump sum on the first repayment date.