How to inquire about the credit limit of CITIC Bank's credit card
There are several ways to inquire about the credit limit of CITIC Bank's credit card after its approval:
1. Log in to online banking, register online banking by yourself, and then log in to personal online banking again to inquire about the credit limit;
2. Call customer service, switch to manual service, and check the credit limit;
3. Go to the bank counter and ask the shop assistant for help.
4. For credit card limit inquiry of some banks, it is only after the credit card is available.
Tips for daily use of credit cards and quick withdrawal:
1. High frequency of credit card swiping: In daily life, it is best to get into the habit of swiping your card whenever you can. On the one hand, you can enjoy an interest-free period in the bank and add a little extra wealth management income to yourself. On the other hand, you become an active user of the bank invisibly. Usually, the bank will reward the active users of the bank with a quota.
2. High consumption amount: irregular large consumption, which can be repaid normally afterwards. This part of cardholders is usually defined as high-quality customers. After judging whether the cardholders have a large amount of demand, the credit limit will be increased as appropriate.
3. Long time for continuous and stable consumption: Generally speaking, banks will take the initiative to withdraw the amount for credit cards that have been held by cardholders for more than one year and have transactions every month. If customers take the initiative to apply for permanent withdrawal, the chances of bank approval are relatively high.
4. There are many cash withdrawals, and credit card installments are often made: cardholders who frequently withdraw cash by credit card have a very high risk factor for banks, but at the same time, cardholders who withdraw cash also have the highest contribution to banks; The risk of staging users is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as income-generating means, cash withdrawal and installment users are the favorite of banks, and the relative success rate will be high when applying for credit line withdrawal.
How to inquire about the credit card limit of CITIC Bank
Inquiry method of credit card limit of CITIC Bank-customer service telephone inquiry:
1. Cardholders can call the 24-hour customer service telephone number of CITIC Bank: 488-95558.
2. Credit card limit inquiry method of CITIC Bank-SMS inquiry You can use the mobile phone number registered with CITIC Bank, edit the last four digits of the SMS: YE (for example, YE8888), and send it to: 169895558 to inquire about your available limit information. Charge Description: Users of China Mobile, China Unicom and China Telecom send SMS to 169895558, and only need to pay the operator to send SMS, and the SMS replied by CITIC is free.
3. Credit card limit inquiry method of CITIC Bank-online banking inquiry. Log in to the home page of CITIC Bank Credit Card Center and click the "Credit Card Online Banking" function on the right. Choose Express or Online Banking, and log in to CITIC Bank Credit Card Online Banking. You can check your credit card limit by checking the "My Account" or "Credit Card Management" service.
iv. inquiry method of credit card limit of citic bank-bill inquiry cardholders can check the available amount of this month on each credit card statement issued by the bank.
5. Credit card limit inquiry method of CITIC Bank-mobile phone client inquiry. You can scan the QR code on the website of CITIC Bank to download the mobile phone card space of the exclusive mobile phone client of CITIC Credit Card. After the installation is completed, open the login card space and click to enter the self-service area. Select the "Card Service" function to query your current credit line by querying the account.
6. If the cardholder makes a transaction or withdraws cash within 3 days after the first check and parallel card of CITIC Bank's credit card, the first annual fee of the credit card can be waived, and the cardholder can waive the annual fee of the following year if he spends or withdraws cash five times in one year. There is no charge for the credit card of CITIC Bank, but there are single-currency credit cards and dual-currency credit cards. Cardholders can apply for credit cards with VISA, unionpay, JCB, MASTER and other credit card marks according to their personal needs.
operating environment:
brand model: vivoY7S system version: V22A, browser: 12.25..1, citic bank app version: 7.5.3
how to check the credit limit of citic credit card
citic bank evaluates and grants the cardholder a certain credit limit according to the personal qualification and credit of the credit card user. For the user who handles the credit card, At present, CITIC Bank provides you with the following ways to inquire about the credit limit:
1. Online banking inquiry
Cardholders log on to the official website of CITIC Bank Credit Card Center, find the option of "Credit Card Online Banking" on the right side of the website homepage, and click Enter; Then the user logs in to the online bank of CITIC Bank credit card; Find the option of "My Account" or "Card Management" in online banking, and click Enter to check the credit card limit.
2. CITIC Bank Credit Card APP
Download CITIC Bank Credit Card Mobile APP, register and log in, then bind the credit card, and follow the prompts to check the credit card limit;
3. Bill inquiry
CITIC Bank will issue credit card bills to cardholders every month, and users can see the credit limit of the card on the credit card statement of CITIC Bank;
4. Telephone inquiry
Call the customer service hotline of CITIC Bank for inquiry. The customer service hotline of CITIC Bank is 488-95558. After dialing, users only need to follow the voice prompts to inquire about the information such as the quota.
5. SMS inquiry
The cardholder uses the mobile phone number reserved in China CITIC Bank to send a SMS to inquire about the credit limit. The user can inquire about the credit limit by editing the SMS: YE plus the last four digits of the credit card and sending it to: 169895558.
6. WeChat inquiry
Pay attention to the public micro-signal of CITIC Bank's credit card, and enter the public micro-signal after paying attention. You need to enter information such as ID number, telephone service password and credit card to bind the credit card. After binding, users can inquire about the credit line through the public micro-signal of CITIC Bank's credit card, and the public micro-signal also supports services such as bill inquiry and repayment.
7. Counter inquiry
Counter inquiry is the most traditional inquiry method. Cardholders can directly go to any branch of China CITIC Bank to inquire about the line.
8. If the cardholder wants to inquire about the credit limit of his credit card, he can choose any of the above methods. General telephone inquiry, WeChat inquiry and bill inquiry are the more commonly used inquiry methods at present.
how to check the credit limit of citic credit card? This time, I will share with you
1. Call the customer service number. Cardholders can call the 24-hour customer service number of China CITIC Bank.
2. You can use the mobile phone number registered with CITIC Bank to edit the mobile phone short message "the last four digits of YE" and send it to the credit card service number of CITIC Bank for inquiry.
3. Log on to the homepage of CITIC Bank Credit Card Center and check the credit card limit by querying my account or card management service.
4. You can check the available limit on the bill.
5. Summary: Pay attention to your credit and pay back on time every month.
How to check the credit card limit of CITIC Bank
The credit card limit of CITIC Bank can be inquired as follows:
1. Call the customer service to inquire the credit card limit
2. Log in to the online personal bank credit card center to inquire
Take the computer: Lenovo rescuer Y7, Winds1/ browser: 1.8.456.4, and CITIC Bank official website as an example;
1. Log in to the online personal bank
2. Select the credit card business
3. Click on the credit card limit to inquire
3. Inquire on the mobile APP of CITIC Bank
Take Apple 11, ios14.7 and CITIC Bank 7.5.3 as examples;
1. open the citic bank APP,
2. select the credit card service
3. select the credit card limit to inquire
CHINACITICBANK was originally called citic industrial bank, which was founded in 1987 and changed to its current name at the end of 25. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.
the major shareholder is China citic co., ltd. BancoBilbaoVizcayaArgentaria (S.ABBVA) spent 51 million euros (about 5.2 billion Hong Kong dollars) to buy 5% of the shares of CITIC Bank, and it can also choose to increase its shareholding in CITIC Bank to 1.7%. On April 27th, 27, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets of over HK$ 1.2 trillion, * * * with more than 16, employees and more than 54 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
On May 9, 22, China Banking and Insurance Regulatory Commission Consumer Protection Bureau reported that in March, 22, CITIC Bank provided the details of personal bank account transactions to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. In accordance with relevant laws and regulations, our bureau will start the investigation procedure and investigate and deal with it in strict accordance with the law.
how does citic credit card app check the limit?
download the credit card mobile APP of citic bank, register and log in, then bind the credit card, and follow the prompts to check the credit card limit. \ There are four main ways to check the credit limit of CITIC Credit Card: 1. Users can call the customer service hotline of CITIC Bank; 2. CITIC Bank Credit Card APP；; 3. Log on to the official website of China CITIC Bank and inquire through online banking. 4. Inquire through WeChat. \ Online Banking Inquiry \ Cardholders log on to the official website of CITIC Bank Credit Card Center, find the option of "Credit Card Online Banking" on the right side of the homepage of the website, and click Enter; Then the user logs in to the online bank of CITIC Bank credit card; Find the option of "My Account" or "Card Management" in online banking, and click Enter to check the credit card limit. \ Telephone inquiry \ Call the customer service hotline of CITIC Bank, and after dialing, you only need to follow the voice prompts to inquire about the information such as the quota. \ WeChat Inquiry \ Pay attention to the public micro-signal of CITIC Bank's credit card, and enter the public micro-signal after paying attention. You need to enter ID number, telephone service password, credit card and other information to bind the credit card. After binding, users can query the credit line through the public micro-signal of CITIC Bank's credit card, and the public micro-signal also supports services such as bill inquiry and repayment. \ For more information about how to check the credit limit of CITIC Credit Card app, go to: View more contents
This is the end of the introduction about how to check the credit limit of CITIC Bank and how to check the credit limit of CITIC Bank. I wonder if you found the information you need?