Business card is a kind of credit card, and credit card cannot be used to transfer money.

1. The fund scope of official card consumption mainly includes travel expenses, conference expenses, entertainment expenses and sporadic purchase expenses. Business card has the same attributes as ordinary bank cards, such as credit consumption, and has the unique attributes of financial management. It can combine the relevant requirements of financial management with the unique advantages of bank cards, and is a new financial management tool and means.

like other credit cards, business cards can be used by cardholders to handle payment and settlement conveniently and quickly, and form relevant consumption information. In this sense, business cards belong to the category of bank cards and are a modern payment and settlement tool.

2. Consumers with credit cards can go to the special commercial service department for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit. Its main function is to consume first and then repay.

Extended information:

You can transfer money through mobile banking without handling fees.

Domestic commercial banks have successively opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who sign up for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through mobile banking of iPhone version, Android version, HTML webpage version or iPad bank, and can enjoy the discount of free transfer and remittance fee.

on February 25th, 216, the five banks of industry, agriculture, China, China Construction and Bank of Communications held a joint press conference on "Strengthening account management and promoting inclusive finance". Free of charge for domestic RMB transfer and remittance handled by customers through mobile banking, and free of charge for domestic RMB online bank transfer and remittance below 5, yuan for customers, so as to reduce customers' expenses.

Baidu Encyclopedia-Business Card

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-Transfer