The credit balance refers to the overpayment in the cardholder's card account, that is, the excess deposit.

The credit balance cannot be used for installment payment, and can be withdrawn through the counter or ATM machine. There is no handling fee for withdrawal at the counter of BOC Card. If you withdraw money at an ATM machine, a cash withdrawal handling fee will be charged by default but no interest will be charged; Great Wall Card There is no charge for local withdrawals, while handling fees for cash withdrawals from other places will be charged. There is no interest charge for withdrawing excess deposits. For specific charging standards, you can call customer service 4006695566 for details.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.