Go directly to the counter of the bank where the credit card belongs to handle the repayment business. The reasons why you still need to repay the credit card after manual bad debt write-off are:

① Write-off is a bank behavior;

② Just because the bank no longer treats this customer as its non-performing assets, it does not mean that it no longer owes the bank money;

③ After write-off, it still needs to fulfill its repayment obligations, and it will not be repaid for a long time. It has been recorded as having bad personal credit.

How to solve bad personal credit records after a credit card is written off:

① Ensure that the debt is paid off in a timely manner and all fees are paid;

② Five The bad records can be automatically cleared after the year, and loan business can be handled normally at that time;

③ If the repayment is not made, the bank can retroactively increase the non-recording period to five years after five years;

④ If the circumstances are serious, it can be traced back to permanent storage;

⑤ During the period of bad credit reporting, you are not allowed to buy train tickets or air tickets for travel;

⑥ During the period of poor credit reporting, you are not allowed to Loans and credit cards;

⑦ During the period of bad credit reporting, traveling abroad is subject to certain restrictions.