Ping An Bank's credit card requires you to spend six times on a single card at will (regardless of the amount and payment channel), so you can waive the annual fee for the next year. So you can call Ping An Bank's customer service hotline and explain to the customer service that you have to pay the annual fee. Then the customer service will inform the user to complete the makeup brush within a period of time. After the user finishes painting makeup, he calls the customer service staff. The customer service staff will refund the received annual fee as soon as possible after verification.