In the face of multiple overdue credit cards, should I pay the large amount or the small amount first? The answer to this question is not fixed and needs to be judged according to the actual situation of the individual. First of all, you can know your overdue amount, the estimated credit limit of credit cards and online loans and other data by querying your personal credit situation.

There are two main strategies to deal with overdue debts: high interest rate and low amount.

1. High interest repayment strategy: If your credit card has a large overdue amount and high overdue interest, it is a reasonable choice to pay off the debt on this card first. Because the accumulation of high interest will make your debt heavier. By paying off the debt with high interest, you can reduce your debt pressure and interest expenses.

2. Low repayment strategy: If you have multiple credit cards overdue, but the overdue amount of each card is small, then you can give priority to paying off the smaller debts. This has two advantages: first, clearing up some small overdue loans can enhance your confidence in repayment and provide a positive attitude for subsequent repayment; Secondly, after paying off some small overdue bills, you can use more resources to pay off the debts of other credit cards and avoid the accumulation of overdue interest.

In short, when dealing with multiple overdue credit cards, we should comprehensively consider the future economic situation, interest accumulation and credit score to formulate repayment strategies. After knowing the personal credit situation and the overdue amount of each credit card, we can adopt the strategy of high interest rate or low amount according to different situations.