The China Merchants Bank JD.com co-branded credit card belongs to the gold card level. According to the official customer service reply, the gold card limit is up to 50,000 yuan, but the specific limit needs to be determined based on our personal comprehensive credit situation.
The annual fee for this card is 300 yuan/year, and the first-year annual fee is waived. If you swipe 6 times a year, the annual fee will be waived for the following year. In addition, the withdrawal of overpayments and cash withdrawals are not much different from other credit cards, and there are no strong advantages or disadvantages.
What is the use of the China Merchants Bank JD Baitiao co-branded credit card?
1 Users who have this credit card can automatically qualify for JD Baitiao. You must know that there are certain requirements for opening JD Baitiao.
2 By applying for this credit card, you can enjoy aviation delay insurance. If your flight is delayed for 4 hours, you will be compensated 1,000 yuan.
3 New accounts that meet the standards can enjoy a one-time discount of up to 100 yuan on JD.com payment after binding their JD.com account.
4 Receive 1 Jingdong free shipping coupon and 3 Baitiao interest-free coupons.
What are the benefits of the China Merchants Bank JD.com co-branded credit card?
Every new customer who makes any purchase will receive a free 2-year JD Plus membership
During the activity period, new customers can activate this card within 60 days after the card is issued, make any purchase and complete it Bind Jingdong Pay to receive a 2-year Jingdong PLUS membership annual card. Each person can only participate once.
2 Special privileges of China Merchants Bank
①Consumption: irregular cash rebates, year-end “Ten Yuan Storm”, and 618 Koi Festival.
②Meal tickets: 50% off on Wednesdays, 9 cents on signature dishes, food vouchers, one-stop payment.
③ Movie tickets: 9 yuan to watch blockbusters, 9 points to watch movies, and discounts for online ticket purchases.
④ Points: 1 point for hot items, 9 points for shopping discounts, 799 points for redemption at Starbucks.
⑤ Overseas: Extraordinary series, cash rebate with credit card.
⑥Travel: Freezing prices on flights, wine and trains, 50% off and five-star buffet.
3 Express special privileges
①Consumption: American Express red envelope rain series activities;
②Food and catering: Two people traveling together are free of charge at the buffet in a star-rated hotel. American Express China's selected dining privileges, wine world privileges;
③Shopping: Florence Village "Supreme Club" membership privileges, Bicester China Shopping Village benefits, MaxMara Group fashion brand selection 10% discount privileges;
④Easy travel: American Express China Parent-Child Program - Wan, Fuyou Club membership benefits, KLOOK travel and entertainment discounts, ClubMed & Atlantis Sanya Hotel benefits;
⑤ Physical and mental health: Exclusive Spartan Race American Express privileges, American Express Mint Health exclusive privileges, Malong Dental exclusive dental care privileges, and RubisSPA Swiss skin care privileges.
Generally speaking, because this card is jointly created by China Merchants Bank, American Express, and JD Finance, the benefits are very rich, and the limit is also suitable for us ordinary consumers. Not bad.