According to relevant regulations, banks are required to provide time tolerance service for credit card holders. Within a certain period of time, credit card holders who forget to repay can be provided with a repayment buffer period, during which full repayment is regarded as timely repayment. A friend's Bank of Communications credit card has delayed repayment for several days and is worried about overdue. So how many days is the grace period for Bank of Communications credit card repayment?
how many days is the grace period for Bank of Communications credit card repayment?
the grace period for repayment of Bank of Communications credit card is 3 days. Within 3 days after the repayment date, the Bank of Communications credit card fully repays the payable amount of the current bill and enters it into the account, which is regarded as timely repayment. During this period, it can still enjoy interest-free repayment, and overtime repayment is overdue. For example, if the repayment date of a credit card is 2th, the latest repayment should be recorded before 18: pm on 23rd. If the repayment is not recorded before 18: pm on 23rd, it will be overdue.
due to the inconsistent recording time of each repayment method, the cardholder is advised to make repayment through the repayment methods provided by Bank of Communications, such as Bank of Communications Telephone Banking Repayment, Bank of Communications Online Bank Transfer Repayment, Bank of Communications ATM Kaka Transfer Repayment, Bank of Communications Self-service Repayment Machine Repayment, Bank of Communications Business Branch Counter Cash Repayment, Bank of Communications Mobile Bank Transfer Repayment, etc., to ensure that the repayment amount is recorded in time.
The above is the grace period for repayment of Bank of Communications credit card. I hope it will help you.