Why do you say that Everbright Credit Card is too pitted by stages?

The "pit" of China Everbright Credit Card is reflected in the following two aspects:

1. The handling fee is high: the annualized interest rate of the installment fee is as high as 15%. If you brush 12, yuan and choose 12 installments, then the monthly principal payable is 1, yuan. If the formalities of each installment are calculated according to .6%, you need 12, * .6% in addition to the principal =

2. Prepayment is unavoidable: According to the regulations of China Everbright Bank, if you choose to pay by installment, you must repay by installment. Even if you repay in advance, the handling fee will be charged normally.

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