1. First, communicate with the bank in time. First of all, contact the credit card issuing bank and explain your situation and the reasons for overdue. Express their sincerity, express their willingness to actively solve the problem, and put forward their desire to cooperate with the bank.
2. Second, understand the liability for breach of contract after the deadline. Carefully study the credit card contract and related laws and regulations, and understand your responsibilities and legal provisions after overdue. In this way, it can negotiate with the bank more favorably and prevent the bank from aggravating the punishment.
3. Third, put forward a repayment plan. According to the individual's actual situation, make a detailed repayment plan and submit it to the bank. This repayment plan should include the monthly repayment amount, repayment period and specific repayment methods. By submitting the repayment plan, show your willingness and ability to repay to the bank, and hope to get the support and help from the bank.
To sum up, when the credit card is overdue for 9 days, it is the key to communicate with the bank in time, understand the liability for breach of contract and legal provisions, and put forward a reasonable repayment plan.
Extended information:
1. Overdue credit cards will have a serious impact on personal credit records and affect the credit evaluation of personal loans, house purchases and car purchases.
2. When negotiating with the bank, we should keep calm and rational, avoid emotional excitement and quarrel, and get better results.
3. When making the repayment plan, you should make reasonable arrangements according to your actual situation and ensure that you can fulfill it on time.
I hope the above information is helpful to you. Please feel free to ask any other questions.