If you choose the minimum repayment credit card account, you don't need to pay all the money at once every month, just pay the minimum repayment. This can not only maintain a good credit record, but also reduce the pressure of one-time repayment, which is a good choice for your flexible financial management.

Second, Ping An Bank credit card minimum repayment provisions

The minimum repayment policy of Ping An Bank's credit card is not exactly the same as that of other banks. The minimum repayment amount of Ping An Bank's credit card can be 5% of the total repayment amount. Here is a brief introduction to the minimum repayment amount of Ping An Credit Card of only 5%.

After Ping An Bank successfully applied for the minimum repayment amount, if the repayment amount in the first month is greater than or equal to the minimum repayment amount, the minimum repayment amount in the next month will be automatically reduced from 10% to 5%.

Minimum repayment amount

=

Coefficient of consumption proportion within credit line * (5%

Or 10%)

100% of the cash advance transaction amount

65438+ 000% of the unpaid minimum repayment amount in the previous period.

100% of annual fee

Other expenses and interest * Proportional factor (5%

Or 10%)

Consumption proportion coefficient exceeding credit limit * (5%

Or 10%)