What is the annual fee of Guangfa Basic Platinum Card
Annual fee of Guangfa Platinum Card:
The annual fee of Guangfa Zhenshang Platinum Credit Card is RMB in 48 yuan and RMB in 24 yuan;
The annual fee of Platinum Credit Cards for Guangfa Ctrip, China Southern Airlines, China Eastern Airlines, Air China, Shenzhen Airlines, Xiamen Airlines Egret, Sichuan Airlines and Hainan Airlines is RMB in 8 yuan;
The annual fee for the main card of Guangfa Zhenxiang Platinum Credit Card is 8 yuan RMB, and the annual fee for the supplementary card is 4 yuan RMB;
. The annual fee of Guangfa Golf Platinum Credit Card is 7,888 yuan for the main card and 3,888 yuan for the supplementary card.
The annual fee of GDB China Eastern Airlines, China Southern Airlines and Hainan Airlines' value-added platinum credit cards is 2,5 yuan;
The annual fee for the main card and the supplementary card of Guangfa Platinum Credit Card is RMB 2,888 and RMB 1,488 respectively.
The annual fee of Guangfa Zhenqing Platinum Credit Card is RMB 2,5 for the main card and RMB 1,25 for the supplementary card;
The annual fee for the main card of Guangfa Zunyue Platinum Credit Card is RMB 2,;
Extended information:
Guangfa Platinum Card is a VISA credit card issued by Guangfa Bank.
guangfa bank was established in September 1988 with a registered capital of 11.48 billion yuan, and its headquarters is at No.713 Dongfeng east road, Yuexiu district, Guangzhou, Guangdong province, China. With the approval of the Central Bank, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.
on April 8, 211, with the approval of the regulatory authorities and relevant government departments, the original registered name of "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd." for short. The English name was changed to "ChinaGuangfaBank" ("China Guangfa Bank").
By the end of June 22, the assets of Guangfa Bank totaled 2.81 trillion yuan, an increase of 6.84% compared with the beginning of 22; Liabilities totaled 2.59 trillion yuan, an increase of 7.2% compared with the beginning of 22. In the first half of 22, Guangfa Bank achieved an operating income of 4.97 billion yuan and a net profit of 6.486 billion yuan.
On March 9, 22, the "Top 1 Banking Companies in China in 219" was released, and Guangfa Bank ranked 16th.
after years of rapid development, the strength of China guangfa bank has been further strengthened. At the end of 21, the bank's total assets were 814.39 billion yuan (RMB, the same below), an increase of 147.93 billion yuan or 22.19% over the beginning of the year. The accumulated net profit of the Bank in 21 was about 6.189 billion yuan, an increase of 2.82 billion yuan or 82.73%.
In p>211, the profit of Guangfa Bank reached a new high, with a net profit of 9.586 billion yuan, an increase of 54.89%. By the end of 211, the Bank's total assets were 918.982 billion yuan.
the business scope of guangfa bank is all banking business stipulated in the commercial banking law, which mainly includes: absorbing public deposits and issuing short-,medium-and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Provide letter of credit service and guarantee; Agency receipts and payments and insurance agency business; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loan; Foreign exchange guarantee; Issuance of foreign exchange credit cards; Buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue securities in foreign currencies other than stocks; Self-operated and valet foreign exchange trading; Acting as an agent for the issuance and payment of foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the central bank and the banking regulatory authority of China. [img]
how to exempt the annual fee for Zhenshang Platinum Card of Guangfa Bank?
as a platinum credit card, the annual fee of the main card is 48 yuan/year, and the annual fee of the supplementary card is 24 yuan/year;
from January 1, 217 to December 31, 218, Zhenshang Platinum Credit Card will be exempted from the annual fee for the first year if it has been swiped for 3 times (inclusive) within 9 days, and the annual fee for the next year will be exempted if it has been swiped for more than 12 times (inclusive).
extended information
1. Customers can enjoy the credit card payment and revolving credit service provided by the Bank when paying the annual fee.
2. The customer shall pay the annual fee according to the regulations of the bank. The first annual fee will be generated on the day when the new card is activated. The payment period is one year, which will be deducted from the customer's GDB card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the above account regularly.
3. The customer changes the card type and re-collects the annual fee according to the new card type standard, and the annual fee collected by the old card will not be refunded;
4. Personal credit card gold card and ordinary card are exempt from the annual fee in the first year, and the annual fee in the following year is exempted after swiping the card for six or more times (excluding China Life Guangfa Co-branded Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card);
5. China Life Insurance customers apply for China Life Guangfa Co-branded Owner Gold Card and China Life Guangfa Co-branded Insurance Gold Card, and the annual fee for the following year will be waived if the total consumption in the current year reaches 1, yuan (inclusive); Non-China Life Insurance customers apply for the master card of China Life Guangfa Co-branded Owner Gold Card and the master card of China Life Guangfa Co-branded Insurance Gold Card, and the annual fee for the following year will be waived if the total consumption in the current year reaches 2, yuan (inclusive); China Life Guangfa Co-owner Gold Card Supplementary Card and China Life Guangfa Co-owner Gold Card Supplementary Card are exempt from the annual fee in the first year, and the annual fee in the following year is exempted if you swipe your card once at will (unlimited consumption amount). (Note: Customer identification of China Life Insurance is subject to bank confirmation);
6. The first supplementary card of Unlimited Card/World Card and official card are free of annual fee;
7. within 9 days after the card is issued, Zhenshang Platinum Card will be swiped for 3 times (inclusive), and the annual fee for the first year will be exempted for each transaction with 88 yuan (inclusive), and the annual fee for the next year will be exempted if the card is swiped for more than 12 times (inclusive);
8. VISASignature/MasterCardWorld single identification card is free of annual fee: Guangfa foreign currency international credit card is free of annual fee in the first year, and it is free of annual fee in the following year after swiping the card for three or more times; Guangfa gives Li credit card, the annual fee is unavoidable in the first year, and the annual fee for the current year is exempted after spending 3 times or more;
9. The annual fee for the first year is exempted for the Platinum Card of Shenzhou Special Car, and the annual fee for the next year is exempted if the card is swiped for more than 12 times (inclusive).
official website-Bank Card of China Guangfa Bank
Does China Guangfa Bank charge an annual fee for its credit card
1. The annual fee of China Guangfa Bank's credit card is different for general card, gold card and platinum card.
2. The annual fee of China Guangfa Bank's credit card is
3. General card: the annual fee of the main card is RMB/year in 4 yuan, and the annual fee of the supplementary card is RMB/year in 3 yuan.
4. gold card: the annual fee of the main card is RMB/year in 8 yuan, and the supplementary card is RMB/year in 48 yuan.
5. USD Capka: the annual fee for the main card is USD 15/year, and the annual fee for the supplementary card is USD 12/year.
6. Gold card in USD: the annual fee of the main card is USD 3/year, and the supplementary card is USD 18/year.
7. Dual-currency Capka: the annual fee for the main card is 9 yuan RMB/year, and the annual fee for the supplementary card is 45 yuan RMB/year.
8. dual-currency gold card: the annual fee of the main card is RMB/year in 26 yuan, and the supplementary card is RMB/year in 13 yuan.
9. This high credit card can realize your dream! Light up your dreams! !
1. Credit card annual fee-free policy of Guangfa Bank:
11. Whether it is a gold card or a regular card, the annual fee-free rules of Guangfa Bank are the same: annual fee-free in the first year, and annual fee-free in the next year after swiping the card for six times.
12. It has been confirmed by the Credit Card Center of Guangfa Bank that there is no annual fee if the credit card of Guangfa Bank is not opened, and online payment is supported by the credit card of Guangfa Bank. Customer service telephone number: 9558
For more information about the annual credit card fee of Guangfa Bank, please enter: See more
What are the differences between the gold card and the platinum card of Guangfa Credit Card
In fact, the real difference between different grades of credit cards is from the gold card and the platinum card. Today, I will tell you about the differences between the gold card and the platinum card of Guangfa Credit Card.
One of the differences: the annual fee is different
1. Gold card: RMB card, the annual fee of the main card is 8 yuan/year, and the supplementary card is 48 yuan/year; Dual currency card, the annual fee of the main card is 26 yuan/year, and the supplementary card is 13 yuan/year;
2. Platinum card: the annual fee for the main card is 8 yuan/year, and that for the supplementary card is 4 yuan/year. The handling fee is exempted for card replacement in case of damage.
The second difference: the amount is different
1. Gold card: the amount ranges from 1, to 5, yuan;
2. Platinum card: the limit range is more than 5, yuan.
The third difference: different benefits
Gold card: enjoy the protection of losing your card 48 hours before the full loss report, choose high insurance coverage, interest-free installment of "Everything Bank", and points counting for overdraft withdrawal.
Generally speaking, it is easy for Puka to upgrade to a gold card, but it is much more difficult for a gold card to upgrade to a platinum card.
, you can handle all kinds of credit cards quickly and safely.
guangfa zhenshang platinum credit card, is the annual fee deducted when the card is issued, or is it not deducted when the card is not opened?
no annual fee will be deducted if you don't open the card.
1. Annual fee standard: RMB48 for the main card and RMB24 for the supplementary card of Zhenshang Platinum Card.
2. Customers can enjoy the credit card payment and revolving credit service provided by the Bank when paying the annual fee.
3. The customer shall pay the annual fee according to the regulations of the bank. The first annual fee will be generated on the day when the new card is activated. The payment period is one year, which will be deducted from the customer's GDB card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the above account regularly.
4. if the customer changes the card type, the annual fee will be charged again according to the new card type standard, and the annual fee charged by the old card will not be refunded.
Extended information:
1. Annual fee-free policy
When Zhenshang Platinum Card, ONE Platinum Card and Owner Elite Platinum Card are issued within 9 days, they will be exempted from the annual fee for the first year and the annual fee for the next year if they are swiped for more than 12 times (inclusive);
2. Domestic ATM inter-bank cash withdrawal service
Domestic ATM inter-bank cash withdrawal fee (charged according to the number of cash withdrawals): RMB4/ transaction
3. Domestic overdraft cash withdrawal and overdraft transfer service
are charged according to a certain proportion of domestic overdraft cash withdrawal and overdraft transfer amount, ranging from 1% to 2.5%, which is determined according to the customer's credit; If the handling fee is insufficient, 1 yuan will be charged according to 1 yuan.
when customers overdraw and transfer money through telephone channels to other banks' savings accounts, they will be charged another RMB1/ transaction.
Guangdong Development Bank-Bank Card Business
Summary of the annual fee collection standard of Guangfa Credit Card
Cardholders must not be confused about the annual fee of credit cards. If you don't activate some high-end credit cards, you will charge an annual fee as long as you open them. If you don't use them for a long time, the annual fee will not be repaid on time, which will affect your personal credit investigation. The annual fee of Guangfa Credit Card varies according to different card types and levels, as follows.
how much is the annual fee of Guangfa Credit Card
1. Personal credit card
USD3 for the main platinum card and USD18 for the supplementary platinum card.
the main card of standard platinum card is RMB25, and the supplementary card of standard platinum card is RMB15.
RMB48 for the main card and RMB24 for the supplementary card of Zhenshang Platinum Card.
the main card of China Southern Platinum Card is RMB25, and there is no supplementary card.
the main card of air China platinum card is RMB25, and the supplementary card of air China platinum card is RMB125.
the main card of Zhenqing Platinum Card is RMB25, and the supplementary card of Zhenqing Platinum Card is RMB125.
the main card of Shandong airlines value-added platinum card is RMB25, and there is no supplementary card.
enjoy RMB8 for the main platinum card and RMB4 for the supplementary platinum card.
the main card of Dongfeng Nissan Platinum Card is RMB8, and the supplementary card of Dongfeng Nissan Platinum Card is RMB4.
the main card of Spring and Autumn Platinum Card is RMB8, and the supplementary card of Spring and Autumn Platinum Card is RMB4.
the owner's platinum card is RMB2888 as the main card and RMB1488 as the supplementary card.
the main business travel platinum card is RMB2888, and the supplementary business travel platinum card is RMB1488.
the main golf platinum card is RMB7888, and the supplementary golf platinum card is RMB3888.
the main card of unlimited card/world card is RMB12, and the supplementary card of unlimited card/world card is RMB5.
the main titanium card is RMB48, and the supplementary titanium card is RMB24.
zunyue platinum card RMB2.
the main card of China Eastern Platinum Card is RMB25, and there is no supplementary card.
the main card of Ctrip Platinum Card is RMB8, and there is no supplementary card.
the master card of universal card is RMB8, and there is no supplementary card.
the dual-currency gold card is RMB26 for the main card and RMB13 for the supplementary card.
the main card of dual-currency ordinary card is RMB9, and the supplementary card of dual-currency ordinary card is RMB45.
special card RMB3.
RMB gold card master card RMB8, RMB gold card subsidiary card RMB48.
the genuine RMB gold card is RMB85 as the main card and RMB55 as the supplementary card.
the main card of RMB ordinary card is RMB4, and the supplementary card of RMB ordinary card is RMB3.
the main card of Zhenqing RMB ordinary card is RMB45, and the supplementary card of Zhenqing RMB ordinary card is RMB35.
USD3 is the main card of USD gold card, and USD18 is the supplementary card of USD gold card.
USD15 is the main card of USD ordinary card, and USD12 is the supplementary card of USD ordinary card.
USD short-term foreign exchange card USD9.
HKD Gold Card Master Card HKD25 and HKD Gold Card Subsidiary Card HKD15.
HKD125 is the main card of hkd ordinary card, and HKD1 is the supplementary card of hkd ordinary card.
visasignature/MasterCard world single logo main card RMB3.
visa signature/MasterCard world single logo supplementary card RMB15.
2. Personal quasi-credit card
RMB gold card master card RMB4, RMB gold card subsidiary card RMB24.
the main card of RMB ordinary card is RMB2, and the supplementary card of RMB ordinary card is RMB15.
USD15 is the main card of USD gold card, and USD9 is the supplementary card of USD gold card.
USD8 is the main card of USD ordinary card, and USD6 is the supplementary card of USD ordinary card.
USD short-term foreign exchange card USD5 and HKD short-term foreign exchange card HKD4.
HKD Gold Card HKD125, HKD Gold Card HKD75.
HKD6 is the main card of hkd ordinary card, and HKD5 is the supplementary card of hkd ordinary card.
3. Corporate credit card
USD3, the main platinum card with no supplementary card; RMB Gold Card: the main card is RMB16, and there is no supplementary card.
the main card of RMB ordinary card is RMB8, and there is no supplementary card; Dollar gold card USD6, no supplementary card.
USD3 is the main card of USD ordinary card, and there is no supplementary card; HKD Gold Card HKD5, with no supplementary card.
HKD25, the main card of hkd ordinary card, has no supplementary card; Business dual currency card gold card RMB36, no supplementary card.
business dual currency card ordinary card RMB18.