I cannot repay the 150,000 yuan I owe on my credit card. The bank is looking for a third party to surrender to me at the Economic Investigation Brigade of the Public Security Bureau. Do you want to go? The total *** owes 7 banks, myself

1. If it constitutes credit card fraud, it is a criminal case. According to Article 196 of the "Criminal Law", Article 6 of the "Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Obstructing the Management of Credit Cards" , will pursue criminal responsibility.

2. Surrendering yourself will not solve the fundamental problem. Even if you are sentenced to jail, the principal and interest must be repaid in full.

3. Regarding credit cards, there is indeed a provision that allows the card owner to grant grace in repayment. I don’t remember which one it is, but it also requires the bank’s consent. Because the procedure is complicated, banks generally don’t use it, and a third party has been found. It means that the payment has not been paid twice, and it has been overdue for 3 months.

Suggestion: repay the loan on a rotating basis,