Because you have been doing business in a certain bank for many years, your personal credit enhancement is very good. You have become a high-quality VIP customer of a certain bank. Now you can apply for a platinum credit card for free. Generally, the amount is more than 5, yuan, which can be used for 5 or 55 days for free at the longest (different banks). It is not necessary for you to swipe your credit card when you go out. All deposits and remittances from all parts of the country that need handling fees are credit cards that don't need handling fees. You can do installment business. Buy the latest mobile phone appliances on the bank website that are cheaper than the market price or the supply in the market is not sufficient. You can also use the credit card to buy a car in installments, which can be paid off in up to 3 years.
When you are short of cash, you can use the credit card to make a turnover and pay back your credit card limit as you use it. It will be adjusted upwards. Our bank is very strict with the conditions for handling credit cards. Only people with strong financial strength and status like you are qualified to handle platinum credit cards, which is also a symbol of your identity. After opening, this card will not charge you any fees as long as you spend it several times a year, and you will get corresponding points to redeem rich gifts with your consumption. Maybe you don't need it now.
You can take this opportunity first.
it takes about 2 days to handle the credit card process. You can not open it first, put it in your bag, it will not be invalid and you don't need to spend it. When you think you need to use it, take it out and make a phone call to open it for a rainy day.
It's probably like this. 1. He has a good reputation. 2. Because he is a VIP customer for a certain bank, not everyone can do it. 3. You can not open it first, use it if you need it, and don't need it.