In fact, there is no credit card consumption, and there may be bills every month. There are three situations, different reasons and different solutions.
1. There are outstanding credit card installments. If you apply for credit card installment, the bill will include the minimum repayment amount of the monthly principal plus the handling fee. Even if you don't use a credit card, as long as you don't pay it off in installments, there will be bills every month. Although it can be paid off in advance, Bian Xiao does not recommend it because it is not cost-effective.
2. pretending to be a credit card. This will also exist. If you are sure that you have not applied for a card, you'd better print the credit report immediately, and then check whether the credit card under your name is handled by yourself. If so, please contact the bank immediately.
3. Open other charging services. At present, many banks default that their spending is lower than that of 500 yuan, so there will be no SMS reminder. However, in order to keep abreast of the credit card trends, many cardholders will open SMS reminder service, which is around 3 yuan every month, but you can also close this service.