According to the credit limit, you can overdraw. General bank credit cards can overdraw up to half of the credit limit at ATM, and special ones can overdraw the full amount, depending on the card type. The daily cash withdrawal limit is 2000 yuan.

Credit cards can overdraw the maximum credit card limit.

Credit card limit:

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

You can overdraw half of your credit card limit. If your credit card limit is 10000 yuan, you can overdraw 5000 yuan and operate it on any ATM. Handling fee 10 yuan, with interest of 0.5%. It is best to plan to overdraw the money again.