Some banks do not charge an annual fee if their credit cards are not activated, and some banks charge a handling fee.

1, this is according to the regulations of specific banks, but most banks don't charge an annual fee if their credit cards are not opened, so don't worry too much.

2. In addition, generally, the newly-established credit card is free of annual fee for one year.

Only a few credit cards are not opened in time, and an annual fee is charged.

There are usually three ways to activate a credit card:

1, activated through the counter of the bank where the credit card is located, and I need to come forward and my original ID card and credit card;

2. Call the credit card service phone on the calling card to activate;

3. Log in to credit card online banking and activate online.