This is a lot. First of all, ICBC's own online shopping mall e-purchase website can definitely use ICBC's credit card to purchase goods in installments, while other third-party e-commerce platforms such as Taobao, Tmall and JD.COM can also apply for installment payment directly on the payment interface if merchants sign a contract with ICBC to open the credit card installment payment function. As for the website merchants who have not opened credit card payment, they can also apply for consumption installment or bill installment according to the formal channels provided by ICBC after using credit card to pay in full.

At present, ICBC credit card installment payment includes consumption installment, summary installment and cash installment. For the specific handling methods and channels, please call ICBC customer service hotline 95588 to learn more through manual service. For example, cardholders can log in to personal online banking and handle it through the operation of "Credit Card Service-Easy Loan (Installment Payment)-Installment Payment-Setting Installment Payment", or call ICBC's 95588 customer service hotline for manual service, or bring valid identity documents and cards to the local card-handling business outlets. In addition, ICBC's mobile banking also has a staging function. Cardholders can set installment payment for a single transaction exceeding 600 yuan through the function of "Credit Card-Easy Loan/Installment Payment-Installment Payment".