1. The user selects the credit card to apply for through the official credit card website, mobile banking, online banking, bank official account, etc.

2. Then fill in the application information online.

3. After submitting the information, the bank will take a certain amount of time to review it.

4. After passing the review, you will enter the stage of card production and card sending.

5. If the review fails, the user will be notified via text message.