The bank’s platinum card annual fee exemption techniques include: redemption of consumption points, reaching the consumption amount, annual fee exemption in the first year, and customer service consultation.

1. Redemption of consumption points: Cardholders can redeem annual fees by accumulating credit card consumption points. Specifically, the annual fee for the main card of the Classic Platinum Card is RMB 3,600 per year. Cardholders can use 10,000 points to redeem the annual fee for the main card and 5,000 points to redeem the annual fee for the supplementary card. The rules for redeeming points for annual fees may change. Cardholders are advised to check the latest points redemption policy.

2. The consumption amount reaches the standard: According to China Merchants Bank’s annual fee policy, Classic Platinum Card cardholders can also enjoy the annual fee exemption if their consumption amount reaches a certain standard within a year. For example, if the main card spends 20 times in the year and the amount reaches 80,000 yuan, and the supplementary card spends 30,000 yuan or more and the number of purchases reaches 10 or more times, the annual fee for the next year will be waived.

3. No annual fee in the first year: For newly applied Classic Platinum Cards, there is usually a policy of waiving the annual fee in the first year. Cardholders need to complete the corresponding consumption requirements within the specified time in order to enjoy the annual fee exemption.

4. Customer service consultation: If the cardholder has any questions about the specific operation of annual fee exemption, he can directly contact the customer service hotline of China Merchants Bank, and the customer service staff will provide detailed guidance based on the specific situation of the cardholder.