1. Annual fee: main gold card 125 yuan/year, supplementary card 60 yuan/year; Puka is free of annual fees for life.

2. SMS service fee: Gold card is free, and Puka 3 yuan/month/household.

3. Interest-free period: 20-5 1 day.

4. Minimum repayment ratio: 10%

5. Withdrawal fee: 1% of the domestic transaction amount, with a minimum of 10 yuan. Inter-bank charges will be added to 2 yuan. Overseas, the transaction amount 1%, the lowest in 20 yuan.

6. Late payment fee: 5% of the unpaid part of the minimum repayment amount, with a minimum of 10 yuan.

7. Over-limit fee: 5% of the over-limit amount,: minimum 5 yuan,: maximum 200 yuan.

8. Reading fee: 65,438 yuan +00 yuan/copy, 50 yuan/copy.

9. Handling fee for reissued bills: free of charge within 3 months, and 5 yuan for more than 3 months/copy.

10. Recovering the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan. Inter-bank charges will be added to 2 yuan. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.

1 1. Loss reporting fee: Jinka 40 yuan/time; Puka 20 yuan/time

12. Cost of resetting password letter: 15 yuan/time.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.