Epidemic credit cards can be processed or repaid online through relevant bank customer service hotlines, official website, mobile phone clients, WeChat official accounts and other channels. If the user's credit card cannot be repaid normally due to the epidemic, he can call the customer service hotline of the issuing bank, or apply for an extension through the mobile phone client of the issuing bank and official website online customer service. Usually, banks will open deferred repayment services for staff involved in epidemic prevention and control, confirmed or suspected patients and their spouses, government workers, etc.