First, don't talk about money before determining the relationship. Nowadays, whether in love or making friends, everyone is very cautious. If the other person is just your blind date, and you two have not established a relationship between men and women, then don't talk about money easily, which will make both sides feel uncomfortable. You should also consider the consequences when withdrawing money. Maybe the other party will not establish a relationship with you if they have no money to pay you back. The money will eventually be wasted, and you will only suffer. Although the network is very developed now, there are ways to make the other party never see you, so you are not sure that you will get a return after paying back her money, or that your relationship is likely to develop further, so don't participate in money matters.
Second, see clearly why the other person is close to you. Although blind date will be more reliable, it is difficult to know each other's true character, so we should talk about money after getting along. You are still getting to know each other, and the other party wants you to help him return his credit card. This behavior also represents the purpose of the other person approaching you. You should also carefully consider whether this person is suitable for you. It is not easy for everyone in society to make money. You can't spend money on each other just because of your gender. You need to know clearly the purpose of the other person approaching you, and you need to know whether the other person is still getting to know others while chatting with you.
Two people can do more for each other at the stage of falling in love, but if the other person insists that you do something for him, some people will not understand. After all, in this real society, money can test two people's feelings and a person's character. If the other party asks you to help him return his credit card, it may also be a way to use you, so you should consider your true feelings for this person.