The agricultural home improvement installment card needs to be activated. According to relevant public information inquiries, the agricultural home improvement installment card can be used normally only after it is activated. Home improvement installment card refers to the credit card installment business in which cardholders of Agricultural Bank of China's home improvement special card can use special installment amounts in one time or in installments to meet consumer needs related to decoration services, building materials, home furnishings, home appliances, etc. in home decoration.