Tip 1: Choose the card rationally. The higher the card level, the higher the limit.

The limit for applying for a gold card or above is higher. Under normal circumstances, the credit card limit is: 3,000-8,000 yuan for a regular card, 8,000-50,000 yuan for a gold card, and more than 50,000 yuan for a platinum card, but the details depend on proof of financial resources, personal credit status, etc.

Tip 2: The more proof of financial resources, the better

The more complete and powerful the proof of financial resources, the higher the credit card approval limit. Proofs of financial resources that are helpful for applying for a card include:

1. Official salary slips or income certificates for the past three months issued by government agencies and enterprises (need to be stamped with company seal or department seal);

2. A copy of the passbook/bill issued by the bank (need to show salary entry information for the last three months);

3. A copy of the personal income tax payment certificate for the last three months;

4. Copy of social insurance withholding certificate;

5. Copy of self-owned property certificate;

6. Bank time and demand deposit slips/passbooks Copies;

7. Copies of purchase receipts for funds, treasury bonds, and corporate bonds (need to show the purchaser’s name, account number, and account balance);

8. High-limit credit cards from other banks , Copy of high-end bank membership card.