Dear customers, you can make inquiries through mobile banking, "China Bank Credit Card" WeChat official account, colorful life APP, online banking, customer service hotline and other channels.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Will Ping An Credit Card automatically display the same amount of deposit after paying the deposit?
Yes After Ping An Credit Card pays the deposit, the system will display the deposit regardless of the amount, so the same amount will automatically display the deposit. Ping An Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen on 20 15. Upgrade to a credit card franchise with second-class legal personality and relatively independent operation.
Can I pay the hospitalization deposit by credit card?
You can pay the hospitalization deposit by credit card.
At present, there are two ways to deduct money: one is credit card pre-authorization, which is a way of prepayment. Only account for the card limit, the cardholder does not need to repay for the time being, and the transaction details can not be found. Pre-authorization is used for deposit settlement, that is, pre-authorization is deducted from the actual payment amount, and the rest does not occupy the card limit. Second, direct credit card payment, transaction details can be inquired at the transaction entrance. If the hospitalization deposit is not used up, the hospital will refund the deposit in cash or by direct credit card.
It is worth noting that swiping a card in a hospital is a public welfare consumption, and there is generally no point. Only in shopping malls, restaurants, hotels and other places, credit card consumption will have points.
Compared with ordinary bank savings card, the most convenient way to use credit card is to make ordinary consumption, and there is no cash in the card. In many cases, it is only necessary to return the consumption amount on schedule.
1. You can enjoy an interest-free period of 20-56 days without deposit overdraft. You can repay on time without any interest (most banks will charge 0.05% interest and 2% service charge on the day of withdrawal. ICBC doesn't charge service fees for withdrawals, only interest).
When shopping, swiping a card is not only safe and convenient, but also a gift.
3. Special merchants with bank cards can enjoy preferential treatment.
4. Accumulate personal credit, add a credit record to your credit file, and benefit for life.
5. There are no obstacles at home. You can withdraw money or swipe your card at ATM or POS machines with UnionPay logo; (Note: Credit cards are only suitable for consumption, and it is best not to withdraw cash, because the withdrawal fee is high and uneconomical)
6, credit card consumption, some credit cards take existing points, as well as various discounts and lottery activities throughout the year, so as long as you use the card, there are always surprises; Most credit cards pay online without points, but online payment is very convenient and fast. )
7. Send free statements every month, so that you can see every consumption expenditure at a glance; (Now environmental protection is advocated, and paper statements can be cancelled and replaced by electronic statements.)
8. Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.
9. The free choice of one card and two coins is popular all over the world. Consumption abroad can be returned in RMB.
10,400 telephone or 9-digit short number provides 24-hour service, and the loss will take effect immediately, without the risk of losing the card.
1 1. Validity period: As we all know, the validity period of domestic credit cards is generally three to five years.
12. Use the third-party platform (Chejindou is a domestic platform to support credit card bill management) for business cooperation and provide preferential services for cardholders.
So much for the introduction of credit card deposits.