If your credit report is spent, just improve your credit report and increase your capital.

Apply for credit cards multiple times within six months. It can only mean that my qualifications are average. If the qualifications are very good, then the credit card is usually 50,000 or 100,000. And the limit when applying for a credit card is very high. You should stop applying for credit cards at this time.

Because the essential things have not changed. You didn't apply at this bank. If you go to other banks to apply, it will only increase the difficulty but not the convenience.

When we apply for a credit card, the bank needs to look at our repayment ability, assets and credit history.

Credit history is the most basic, if you are overdue or have been overdue multiple times. Then the application will be much more difficult, so it is recommended to keep a good credit score. Don't apply for any credit cards or lines of credit in the past few months.

The repayment ability must be looked at. For example, you have a stable income. Preferably a civil service institution. The more stable your job and income are, the easier it will be to get a credit card. If your employer can provide you with five insurances and one housing fund, that would be the best. If you are looking for a job, it is best to find one that allows you to pay five social insurances and one housing fund.

If you have a business license and have been doing so for a long time, and you have a certain amount of turnover on your bank card, you still have a balance every month. This can also prove that you have good repayment ability.

If there happens to be a property that is being staged on your credit report. That will add points to your credit score. If you have a fixed property in the local area, it is easier to apply for a loan.

Let’s summarize from the above content. First you must have a job or a stable source of income. Secondly, don’t have any overdue items or multiple overdue items. Finally, it is best if you own a property locally.

Judging from your current situation, it is recommended that you first have a stable income, whether it is from work or business. Then do not apply for any credit cards or credit loans in the past three months, preferably in the past six months. Maintain your credit score. It will be much easier to get a loan in the future.

First of all, you must stop applying for credit cards. Applying for credit cards multiple times in a short period of time means that you are in urgent need of cash flow. The bank is not stupid and will definitely not approve it for you, so it is useless to apply again. Take a break for half a year and stop messing around.

Secondly, you must take good care of your existing credit cards and plan your funds well. Don’t empty all the cards, and don’t wait until the last repayment day to pay them back in one go and then withdraw them immediately. Gradual repayments can be arranged every time the bill comes out.

It is recommended that if you already have 3 or 4 cards, there is no need to apply for many more credit cards. The best way is to use the cards well and slowly increase the limit.

For example, I applied for a Citibank credit card for 7 years but never got it approved. I applied twice a year on average because the Citibank credit card offers good stuff! ! ! But they always rejected me. Last year, I helped a bank friend top up his deposit performance. He deposited 500,000 and directly sent me a credit card. Sometimes I don’t understand how the bank operates. In this case, please do not continue to apply. It means that the standard for card approval is not enough. If you apply too much, the bank data system will show MOB (fraud). You can continue to increase your credit points, such as social security payment base, provident fund, etc., and apply for a bank credit card that pays your wages. In short, don't apply for this bank again. Nowadays, some banks use private credit reporting systems and they can’t figure out what’s going on, and everything is in chaos. I checked my credit report with the People's Bank of China and my education background was: Bachelor's degree. I checked my education background with the private credit report and it was Master's degree. This is sometimes inaccurate. But my real academic qualifications are: bachelor's degree. I don't understand how I got this master's degree. As for remediation to the point where it is no longer necessary, you should stop applying for a credit card from this bank and apply for another bank. Banks have plenty of them now.