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Why is there no minimum repayment amount for Ping An Bank's credit card repayment?
The minimum repayment amount of our credit card is calculated according to your actual consumption type and consumption situation, and the monthly minimum repayment amount may be different. If you look at the bill, it shows that the minimum repayment amount is 0 yuan, which means that you have paid the minimum repayment amount. If you want to repay in full, you can pay off the remaining amount before the final repayment date according to the bill. You can log in to Ping An Pocket Bank APP- Credit Card-My Bill to check the specific repayment amount.

Tips: Paying the minimum repayment amount on time will not affect personal credit, but you cannot enjoy the interest-free period. Interest and the remaining unpaid amount are included in the next bill. From the consumption bookkeeping date, according to each transaction in your bill, interest will be calculated at a daily rate of 0.5 ‰ until you pay it off.

Response time: July 30, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

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