You can check the progress through the GF Credit Card WeChat official account. The specific operations are as follows:

1. Open WeChat on your mobile phone and click "Add Friend" in the " " above.

2. Click "Official Account" at the bottom.

3. Enter "Guangfa Bank Credit Card" in the search box and click "Guangfa Credit Card".

4. Click "Follow Official Account".

5. After entering the official account, click "Apply for Card·Activate" in the "Apply for Card·Use Card" option below.

6. Click "Card Application Progress Query" in the pop-up system message.

7. Enter the ID number, mobile phone number and SMS verification code used during application, and click "Query".

8. At this time, you can see the progress of the credit card application. If it is mailed, it will also be displayed on it.

Extended information

Explanation of credit card limit of Guangfa Credit Card

1. Credit limit

Credit limit, also known as comprehensive credit limit, is the The bank will determine the amount of overdraft that the applicant can use based on the information and credit status provided by the applicant when applying for a credit card.

2. Comprehensive credit limit and single card limit

Single card credit limit refers to the maximum limit that can be recycled by a single credit card, and comprehensive credit limit refers to the customer's total credit limit. The credit limit of a single card is affected by the comprehensive credit limit.

For example: a customer holds 2 Guangfa credit cards, the single credit limit of each card is 10,000 yuan, and the customer's comprehensive credit limit is also 10,000 yuan, then if one card has been overdrawn for consumption 10,000 yuan, another card will no longer be able to continue overdraft consumption.

3. Introduction to "using consumption quota" and "not using consumption quota" in installments

There are two situations: using consumption quota and not using consumption quota in installments (including: all lines Single installment, bill installment, financial investment installment, mail order installment). The review will be based on past card usage, asset status, installment business amount, etc. The final decision on whether to use the consumption limit is subject to bank review.

a. Use of consumption limit: means that the installment principal will be used as the "credit card account limit" and will be released in installments along with the repayment of each installment.

b. Unused consumption limit: According to the customer’s comprehensive qualifications, part or all of the installment principal will not use the customer’s credit card account limit, and the amount payable in each installment (including the apportioned principal in each installment and the Handling fees) will be automatically included in the customer's monthly credit card bill balance to facilitate customer consumption.

Guangfa Bank-Credit Card Limit-Limit Description

Reference Source: Guangfa Bank-Beginner’s Guide-Application/Mail Progress Inquiry