If you pay it off in full, no fees will be incurred;

Credit cards generally have a grace period of three days after the repayment date, and repayment within the grace period is deemed to be repayment on time;< /p>

If you repay the minimum repayment amount, you need to calculate daily interest, starting from the date of consumption accounting;

If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment stipulated by the bank If the amount is deemed overdue, interest will be calculated from the accounting date. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment will be charged on a monthly basis;

Specific daily interest rates may apply to various credit cards. different.